Insuring a Jap import

pauly58

Does anyone know of companies that will take a Toyota Vitz. Tesco /RSA just upped our premium by 50%, tried a few brokers & companies & they say they're not taking any Jap imports.

djimi

Worth giving Liberty a call, although it might depend on your age with them. Britton are always worth a call also.

Id say sticking with brokers is your best bet.

kerten

I know the pain. I had to cancel my insurance as 123/RSA brigade refused to move my insurance to a 1.0 vitz.

Talk to First Ireland or Axa. It was them I moved to last time.

pudzey101

djimi wrote: »

Worth giving Liberty a call, although it might depend on your age with them. Britton are always worth a call also.

Id say sticking with brokers is your best bet.

axa you gotta be over 28 or something liberty quoted me nearly 1200 on a jap integra where as Aviva quoted me 647

im 23 with full and 6 Years NCB

Id ring around if i was you OP

djimi

It seems to be hit and miss. Liberty quoted me €570 for my JDM Integra whereas Axa were over a grand. Neither would quote me until I turned 30.

kerten

djimi wrote: »

It seems to be hit and miss. Liberty quoted me €570 for my JDM Integra whereas Axa were over a grand. Neither would quote me until I turned 30.

I remember Axa was more expensive to insure vitz than similar yaris. Also I was over 30.

billie1b

Do you have any no claims bonus? How many years?

pauly58

Max no claims, age 56, licence since eighteen. Just got an online quote from Liberty of €526 !!!

rhino1

The situation on japanese imports is unreal .Most companies wont quote on JDM anymore .Try brokers based in Donegal .They seem to get a lot of JDM buissnes .Id never go for a JDM car anymore .When the insurance companies do quote its silly money .I got quoted over a thousand on 1.6 integra +5 years ncb .

djimi

What annoys me is that insurers will say that the lack of security in JDM cars is a factor in them quoting so high, yet if you go out and stick an €800 Clifford system into your car they wont take that into account at all. That to me is hypocracy.

scottp68877

Not sure if there any good but heard they are. There based In donegal

http://topquote.uat.site.mobi/site/modified-car-insurance

colm_mcm

djimi wrote: »

What annoys me is that insurers will say that the lack of security in JDM cars is a factor in them quoting so high, yet if you go out and stick an €800 Clifford system into your car they wont take that into account at all. That to me is hypocracy.

Parts prices are a huge factor too though, if they're replacing a headlight for example, it'll often be different to the euro version.
Headlights for my FTO were over €800 each new.

Wibbs

djimi wrote: »

What annoys me is that insurers will say that the lack of security in JDM cars is a factor in them quoting so high, yet if you go out and stick an €800 Clifford system into your car they wont take that into account at all. That to me is hypocracy.

Yep. Yet it is one of the questions I've been asked before, is it alarmed, but it doesn't matter. There would be no change in the price alarmed or not. Which is daft. In the UK you get a discount if youve a Thatcham grade system, but not here. I suspect it's on the list of questions because they some just copied the UK questionnaire. My car as it stands is arguably more secure than a brand new car with coded keys etc, as even if you nick the guys in a burglary it's still going nowhere fast.

colm_mcm wrote: »

Parts prices are a huge factor too though, if they're replacing a headlight for example, it'll often be different to the euro version.
Headlights for my FTO were over €800 each new.

Aye there's something in that C, however for many JDM models the parts are the same, or sometimes cheaper and more readily available. On the secondhand parts front my JDM headlights would be far easier to source than UKDM ones.

My personal and clearly paranoid theory is that the insurance companies have agreed with a nod and a wink over time to essentially force these cars off Irish roads. The Jap import a once popular and sought out car(and not just among enthusiasts) has become undesirable in the public mind. This is also good for SIMI, as they were once taking a real big chunk outa the local used car market, as they were usually cheaper, in better condition and better specced, even for basic hatchbacks. IMHO the security and parts angle is an excuse not an explanation. Most Euro spec cars of the late 90's/early noughties weren't exactly festooned with security either.

Supergurrier

"Is your car alarmed?"

"No, it seems quite relaxed atm"

: p