hardwareversand.de in Pounds ?

Jay Hatchell

Hi, i went to order parts which had a total of €499.67 after p&p plus the paypal charge, i taught i had enough on my card to pay but it was declined so when i checked my statement they wanted to take the money out in pounds a total of £428.68 which converts to €517.69 but they tried to take a total of €537.35 in euros does anyone know what could of happened here i didn't have enough on my card thank god for that anyway where did the extra €37.58 come from

Any help is much appreciated

Jay

Jay Hatchell

Sum: 478,33 € Gutschein: Voucher -5,00 € Shipping costs by UPS-Standard: 11,99 € Charge PayPal (3 % of basket value): 14,35 € Total: 499,67 € FRACTAL DESIGN Define R4 Black Pearl No HV203FDDDE 82,60 € 82,60 € Intel Core i7-4770K Box, LGA1150 No HV20Y47KDE 280,92 € 280,92 € Thermalright HR-02 Macho Rev.A (BW) No HV30THRFDE 35,91 € 35,91 € TrustedShops Käuferschutz bis 500 EUR bis 30 Tage No HVTS00500F30DE 0,98 € 0,98 € WD Desktop Mainstream 2TB Retail (WD Blue) No HV13WMS2DE 77,92 € 77,92 € Payment type PayPal

BloodBath

Paypal charge 3% on all transactions. No secret there. That's why you use online banking to do a bank transfer.

Jay Hatchell

Im using an o2 card thats probably why it showed up in pounds but it still don't count for the extra money

BloodBath

They are probably charging some bs amount to convert the currency.

They could be converting euro to pound and back to euro again.

Jay Hatchell

BloodBath wrote: »

They are probably charging some bs amount to convert the currency.

They could be converting euro to pound and back to euro again.

Thats probably it i just found this For non-Euro transactions, a conversion charge of 2.75% of the transaction amount is charged.

Im done with that o2 card now there is so many charges its just not worth it and to make it worst i can only take out 200e in 24hrs plus there's a charge on that at the atm catch 22 if i ever was in one (lol):mad:

Thanks for your help anyway

Jay

BloodBath

I don't get how companies get away with those % based rates. They are reasonable for small transactions but once you start spending any kind of money you get ripped off.

A bank charges only around 50c for currency conversion and bank transfers or visa payments. Get yourself a bank account with a visa debit card.

Jay Hatchell

BloodBath wrote: »

I don't get how companies get away with those % based rates. They are reasonable for small transactions but once you start spending any kind of money you get ripped off.

A bank charges only around 50c for currency conversion and bank transfers or visa payments. Get yourself a bank account with a visa debit card.

Thats what i will do but for now my money is stuck on that card only way to get it off is 200e every 24hrs at €1 charge per go thats probably the best thing to do if i don't want that charge and just put the money on my mothers visa debit card, never again am i using that card what a rip off an extra €37.58 on top of my goods just for conversion rates n charges is robbery

Jay Hatchell

I still can't work out where that extra €37.58 came from tho, my goods had a total of €499.67 with all charges e.g p&p plus 3% paypay fee but they tried to take €537.35 altogether this was the amount they tried to take in pounds £428.68 which converts to €517.69 so they have a 2.75% conversion charge on o2 can anyone work out how i had the extra charge of €37.58

Thanks

Jay

Jay Hatchell

Is it paypal i that's making these charges ?