Bereavement help?

rawn

My friends's mother passed away suddenly on Monday. The mother was working full-time and paying mortgage on her house (which was one of those 50/50 deals with the council). My friend is unemployed and on lone parents. Is there any help available to her in regards to funeral costs? And what will happen with the house, will she have to take over the mortgage payments or does the council?

mrsbyrne

rawn wrote: »

My friends's mother passed away suddenly on Monday. The mother was working full-time and paying mortgage on her house (which was one of those 50/50 deals with the council). My friend is unemployed and on lone parents. Is there any help available to her in regards to funeral costs? And what will happen with the house, will she have to take over the mortgage payments or does the council?

Did the mother have life insurance attached to her mortgage?

rawn

mrsbyrne wrote: »

Did the mother have life insurance attached to her mortgage?

I *think* so. She definitely had mortgage protection, I've just been told. What would be the case if she had no life insurance?

FloatingVoter

As regards the funeral costs check out the exceptional grant scheme.

Linky here : http://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/supplementary_welfare_schemes/exceptional_needs_payments.html

danjo-xx

There is also a bereavement grant http://www.welfare.ie/en/Pages/301-Bereavement-Grant.aspx

The Bereavement Grant is a once-off payment to help with funeral costs. Eligibility for this grant is not related to your ability to pay for the funeral. Eligibility is usually based on PRSI contributions.

ABajaninCork

Didn't the Bereavement Grant cease earlier this year?

See [URL="hhttp://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/death_related_benefits/standard_bereavement_grant.htmlttp://"]here[/URL].

From the Citizen's Information page: "The Bereavement Grant has been discontinued and is not paid for deaths occurring on or after 1 January 2014. Applications for bereavement grants will be accepted up to December 2014, provided the date of death is before 1 January 2014. Note that applications for bereavement grants must be submitted within 12 months of the date of death."

Gatling

danjo-xx wrote: »

There is also a bereavement grant http://www.welfare.ie/en/Pages/301-Bereavement-Grant.aspx

Bereavement grant was scrapped in January as part of budget cuts

rawn

Gatling wrote: »

Bereavement grant was scrapped in January as part of budget cuts

Oh no

Balagan

rawn wrote: »

Oh no

The Bereavement Grant was discontinued but there is still help available for those who need it for funerals. This is the current (13 January 2014) info from Citizens Information.

Help with funeral costs
You can get help with the cost of the funeral.

The Widowed or Surviving Civil Partner Grant is a once-off payment to widows/widowers/surviving civil partners with dependent children.This payment was formerly called the Widowed Parent Grant.

If someone dies from an accident at work, a Funeral Grant is available.

The Bereavement Grant was discontinued in 2014.

Whether you qualify or not for one of the above grants you may be eligible for an Exceptional Needs Payment to help with funeral costs if you are on a low income. Each case is decided on its merits. Your Department of Social Protection's representative (formerly known as the Community Welfare Officer) prefers if you apply before the funeral takes place, but in practice, most people apply afterwards.


http://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/death_related_benefits/benefits_and_entitlements_following_a_death.html

rawn

Thanks for the information everyone. She will go down and speak to the relieving officer on Monday