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New Parent and newly unemployed

  • 21-02-2014 11:43am
    #1
    Registered Users, Registered Users 2 Posts: 10


    I've read through a lot of threads here but can't really see answers to my questions.

    We are a cohabiting couple and were both in full time employment. We recently had a baby and my partner, due to a combination of being very unhappy in work and arrival of new baby, decided to leave work and stay at home to mind the baby. My partner intends to start to look for work soon.

    I know as a cohabiting couple, I cannot claim tax credits.

    My salary is 39000 euros. My partner owns the apartment we live in. So I will cover their mortgage, bills - everything really. We get €130 child allowance also.

    My partner is still awaiting a P45 from their employer. He intends to claim JSB for the 9 months or so or until he gets a new job. I know he will not get anything for 9 weeks.

    I've searched and searched to see if we are entitled to anything else while he is out of work. We don't want to lie to SW and neither of us have ever made a claim before so we're going into this blind.

    Has anyone ever been in a similar position? I feel a bit stressed with all this financial responsibility!


Comments

  • Registered Users, Registered Users 2 Posts: 3,193 ✭✭✭Eircom_Sucks


    cheqered wrote: »
    I've read through a lot of threads here but can't really see answers to my questions.

    We are a cohabiting couple and were both in full time employment. We recently had a baby and my partner, due to a combination of being very unhappy in work and arrival of new baby, decided to leave work and stay at home to mind the baby. My partner intends to start to look for work soon.

    I know as a cohabiting couple, I cannot claim tax credits.

    My salary is 39000 euros. My partner owns the apartment we live in. So I will cover their mortgage, bills - everything really. We get €130 child allowance also.

    My partner is still awaiting a P45 from their employer. He intends to claim JSB for the 9 months or so or until he gets a new job. I know he will not get anything for 9 weeks.

    I've searched and searched to see if we are entitled to anything else while he is out of work. We don't want to lie to SW and neither of us have ever made a claim before so we're going into this blind.

    Has anyone ever been in a similar position? I feel a bit stressed with all this financial responsibility!

    Is he mad leaving a job in this climate ? Lots of people dislike jobs but stay there because they have bills to pay etc

    Ludicris imo when so many dying for work


  • Registered Users, Registered Users 2 Posts: 10 cheqered


    well, you don't know the circumstances of why he left his job. I won't go into it. Wasn't why I posted here.


  • Closed Accounts Posts: 6,219 ✭✭✭pablo128


    Is he mad leaving a job in this climate ? Lots of people dislike jobs but stay there because they have bills to pay etc

    Ludicris imo when so many dying for work
    Not really. I'm not sure if he is entitled to anything because of the OPs earnings, but there will be no need for a creche or any of that lark. It's a good thing for a father to bond with his child. I did it for a while in similar circumstances to the OP but I was made redundant. It was only for about 4 months till my partner also was made redundant and I got another job but at least our daughter wasn't being minded by a stranger.


  • Registered Users, Registered Users 2 Posts: 3,193 ✭✭✭Eircom_Sucks


    pablo128 wrote: »
    Not really. I'm not sure if he is entitled to anything because of the OPs earnings, but there will be no need for a creche or any of that lark. It's a good thing for a father to bond with his child. I did it for a while in similar circumstances to the OP but I was made redundant. It was only for about 4 months till my partner also was made redundant and I got another job but at least our daughter wasn't being minded by a stranger.

    Im unemployed at the min after 12 years then redundancy , so im looking after my kids ( 2 ) but id love to be working aswell , i hated my job but needed the money i hadnt the luxury of quiting , hope u find work soon


  • Registered Users, Registered Users 2 Posts: 10 cheqered


    Im unemployed at the min after 12 years then redundancy , so im looking after my kids ( 2 ) but id love to be working aswell , i hated my job but needed the money i hadnt the luxury of quiting , hope u find work soon

    Luxury of quitting? Seriously, you have no need to comment on my post if you are just going to take exception to the fact that my partner left his job. You have no idea of the circumstances and no right to know them or comment. I wrote this post to ask if anybody could give me some advice. Would you be less bitter if I had said he was made redundant or just described him as unemployed? No need for you to be posting here.


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  • Registered Users, Registered Users 2 Posts: 3,193 ✭✭✭Eircom_Sucks


    cheqered wrote: »
    Luxury of quitting? Seriously, you have no need to comment on my post if you are just going to take exception to the fact that my partner left his job. You have no idea of the circumstances and no right to know them or comment. I wrote this post to ask if anybody could give me some advice. Would you be less bitter if I had said he was made redundant or just described him as unemployed? No need for you to be posting here.

    Bitter ? Far from it , contact citizens information for proper advice instead of the internet


  • Registered Users, Registered Users 2 Posts: 9,625 ✭✭✭wmpdd3


    Really JSB will be the only payment once the 9 weeks are up, some people here are advising to wait for the 9 weeks to be up before you make the claim as it will not eat into your 9 months payment.

    Once the 9 months are up, I don't think there will be any payment at all based on an income of €750 p/w before tax. Just something to keep in mind.


  • Registered Users, Registered Users 2 Posts: 2,758 ✭✭✭eastbono


    If there are extenuating circumstances your partner may not have to wait 9 weeks e.g. bullying, unrealistic goals set etc.


  • Closed Accounts Posts: 3,228 ✭✭✭mrsbyrne


    eastbono wrote: »
    If there are extenuating circumstances your partner may not have to wait 9 weeks e.g. bullying, unrealistic goals set etc.

    Exactly, SW may look favourably on your other half if he explains why he has quit, particularly if he is making a complaint under the Unfair Dismissals Act for constructive dismissal.
    Nonetheless the best he can hope for is €188 JSB for the 9 months. He won't get any JSA sftr that.


  • Registered Users, Registered Users 2 Posts: 3,236 ✭✭✭Dr. Kenneth Noisewater


    Its also important that you partner assures SW that he will be available and looking for full time work for the duration of his JSB incase it looks like he has quit to mind your child.


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  • Registered Users, Registered Users 2 Posts: 26,295 ✭✭✭✭Mrs OBumble


    Is he mad leaving a job in this climate ? Lots of people dislike jobs but stay there because they have bills to pay etc

    Ludicris imo when so many dying for work

    And if it was the mother who gave up work to care for the kid, would you say it was ludicrous? Seriously, someone had to look after it, sounds like this couple have made the best choice for them.


    OP, the only option I can think of is FIS, but I have no idea what the income limits for it are. Or do a civil marriage ceremony, so you can claim married rate tax credits.


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