If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)

Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Time limit for losing No Claims bonus?

Monkeybonkers · 2014-01-27 23:29:57

I heard recently that if there's a two year gap between insurances that you lose your NCB. Any know if there's any truth to this? Might just insure myself on my brothers DT125 if so as I am currently riding Shanks' mare :mad:

27-01-2014 11:29pm

#1

Monkeybonkers

Registered Users, Registered Users 2 Posts: 1,786 ✭✭✭

Join Date: February 2008

Posts: 1699

I heard recently that if there's a two year gap between insurances that you lose your NCB. Any know if there's any truth to this?

Might just insure myself on my brothers DT125 if so as I am currently riding Shanks' mare :mad:

0

Comments

#2 27-01-2014 11:35pm

LookBehindYou

Registered Users, Registered Users 2 Posts: 994 ✭✭✭

Join Date: August 2009

Posts: 964

You will lose your ncb, if time goes over 2 calendar years from the expiry of your last insurance.

0
#3 27-01-2014 11:37pm

Monkeybonkers

Registered Users, Registered Users 2 Posts: 1,786 ✭✭✭

Join Date: February 2008

Posts: 1699

Cheers for that. Better get on the case then. Think I have until August

0
#4 27-01-2014 11:40pm

roadsmart

Banned (with Prison Access) Posts: 625 ✭✭✭

Join Date: March 2011

Posts: 614

Yes, 2 years. If you have the reg of a 50cc scooter or other low power machine it would be worth your while insuring it for a year or two til you're properly back on the road. Or even every alternative year.

0
#5 27-01-2014 11:46pm

Monkeybonkers

Registered Users, Registered Users 2 Posts: 1,786 ✭✭✭

Join Date: February 2008

Posts: 1699

My brother has a DT125 in Donegal so might get insured on that. Should be cheap enough.

Cheers again lads (or ladies?)

0
#6 27-01-2014 11:50pm

roadsmart

Banned (with Prison Access) Posts: 625 ✭✭✭

Join Date: March 2011

Posts: 614

Definitely a "lad".
If I was a lady, I'd be called "roadstupid"😆

0
Advertisement
#7 27-01-2014 11:55pm

Monkeybonkers

Registered Users, Registered Users 2 Posts: 1,786 ✭✭✭

Join Date: February 2008

Posts: 1699

roadsmart wrote: »

Definitely a "lad".
If I was a lady, I'd be called "roadstupid"&#55357;&#56838;

Classic

Don't know how the ladies are going to react though!

0
#8 30-01-2014 10:05am

the waterman

Registered Users, Registered Users 2 Posts: 10 ✭

Join Date: January 2014

Posts: 10

ha ha nice one roadsmart, although if they are biker chicks they usually make great drivers, girls in leathers hubba hubba..

0
#9 30-01-2014 12:13pm

galwaytt

Registered Users, Registered Users 2 Posts: 12,822 ✭✭✭✭

Join Date: May 2005

Posts: 12479

Monkeybonkers wrote: »

My brother has a DT125 in Donegal so might get insured on that. Should be cheap enough.

Cheers again lads (or ladies?)

My S.O. lost here 16yrs of NCB over the 2-year rule, so don't get me started.

Insure something. Anything.

Ode To The Motorist
“And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road”

0
#10 30-01-2014 12:20pm

Monkeybonkers

Registered Users, Registered Users 2 Posts: 1,786 ✭✭✭

Join Date: February 2008

Posts: 1699

Will do. Would be a pity to lose it.

Is that Veyron still knocking around down in Galway? I'd say it costs a fortune to run

0
#11 31-01-2014 9:29pm

dceire

Registered Users, Registered Users 2 Posts: 1,881 ✭✭✭

Join Date: January 2005

Posts: 1428

Quick question on this. I'm on the bike full time these days and haven't had a car since March last year. I've 7 years no claims bonus on the car licence and don't want to lose it; but have no plans to buy a car at the moment. A mate of mine has a honda 50, if I were to insure it on my B licence would this keep my no claims bonus going?

0
Advertisement
#12 01-02-2014 10:13am

P.C.

Registered Users, Registered Users 2 Posts: 2,782 ✭✭✭

Join Date: April 2008

Posts: 2649

dceire wrote: »

Quick question on this. I'm on the bike full time these days and haven't had a car since March last year. I've 7 years no claims bonus on the car licence and don't want to lose it; but have no plans to buy a car at the moment. A mate of mine has a honda 50, if I were to insure it on my B licence would this keep my no claims bonus going?

I don't think you can insure a bike on car insurance.
You would have to insure a car.

0
#13 01-02-2014 11:31am

dceire

Registered Users, Registered Users 2 Posts: 1,881 ✭✭✭

Join Date: January 2005

Posts: 1428

P.C. wrote: »

I don't think you can insure a bike on car insurance.
You would have to insure a car.

I don't know if it is still the case but my mate was riding that honda 50 on a B licence; it certainly used to allow you to ride anything up to 49cc. I presume if you're using the same licence to ride it, aka B licence, you're NCB should be maintained. This is pure speculation on my part, by the way :rolleyes:

0
#14 01-02-2014 11:34am

roadsmart

Banned (with Prison Access) Posts: 625 ✭✭✭

Join Date: March 2011

Posts: 614

Bike nbc doesn't count on car insurance, and vice versa.

0
#15 01-02-2014 11:50am

Hotblack Desiato

Registered Users, Registered Users 2 Posts: 36,473 ✭✭✭✭

Join Date: February 2005

Posts: 35081

dceire wrote: »

I don't know if it is still the case but my mate was riding that honda 50 on a B licence

Not legally, unless it had a design speed of 45 km/h or less, and that's assuming his B licence had class M entitlement at all.

In Cavan there was a great fire / Judge McCarthy was sent to inquire / It would be a shame / If the nuns were to blame / So it had to be caused by a wire.

0
#16 01-02-2014 12:03pm

roadsmart

Banned (with Prison Access) Posts: 625 ✭✭✭

Join Date: March 2011

Posts: 614

Afair, if he held the B licence before December 2010 he automatically has the M licence included, but after that he doesn't.

0
#17 01-02-2014 12:36pm

dceire

Registered Users, Registered Users 2 Posts: 1,881 ✭✭✭

Join Date: January 2005

Posts: 1428

roadsmart wrote: »

Afair, if he held the B licence before December 2010 he automatically has the M licence included, but after that he doesn't.

Maybe that is what I am thinking of then, he would have had his B licence prior to 2010. I knew there was some way it was possible but wasn't sure exactly how it worked having never needed to. Feck that anyway, I need another way to try and keep my NCB then, load of bollix.

0
#18 01-02-2014 1:15pm

Hotblack Desiato

Registered Users, Registered Users 2 Posts: 36,473 ✭✭✭✭

Join Date: February 2005

Posts: 35081

roadsmart wrote: »

Afair, if he held the B licence before December 2010 he automatically has the M licence included, but after that he doesn't.

October 2006.

http://www.boards.ie/vbulletin/showpost.php?p=54259591&postcount=3

In Cavan there was a great fire / Judge McCarthy was sent to inquire / It would be a shame / If the nuns were to blame / So it had to be caused by a wire.

0
#19 01-02-2014 1:39pm

roadsmart

Banned (with Prison Access) Posts: 625 ✭✭✭

Join Date: March 2011

Posts: 614

Cheers, didn't realise it was that far back.

0
#20 01-02-2014 2:09pm

Hotblack Desiato

Registered Users, Registered Users 2 Posts: 36,473 ✭✭✭✭

Join Date: February 2005

Posts: 35081

I thought it was 2007

RSA website was, not surprisingly, no help at all.

In Cavan there was a great fire / Judge McCarthy was sent to inquire / It would be a shame / If the nuns were to blame / So it had to be caused by a wire.

0