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Credit for part worn tyre

  • 27-01-2014 9:59am
    #1
    Registered Users, Registered Users 2 Posts: 913 ✭✭✭


    Hi all,

    I've decided to get rid of the run flats on my 3 series (out of warranty so no concerns regarding BMW voiding it) and replace with regular tyres. 3 of the tyres need changing but the other is in good shape. On the basis that the tyre fitter could potentially sell it on as a part worn tyre, should I expect a credit for this against the fitting?

    Thanks


Comments

  • Registered Users, Registered Users 2 Posts: 29,089 ✭✭✭✭_Kaiser_


    Redzah wrote: »
    Hi all,

    I've decided to get rid of the run flats on my 3 series (out of warranty so no concerns regarding BMW voiding it) and replace with regular tyres. 3 of the tyres need changing but the other is in good shape. On the basis that the tyre fitter could potentially sell it on as a part worn tyre, should I expect a credit for this against the fitting?

    Thanks

    Nope I wouldn't think so. If you want some cash back I'd suggest sticking it up on Done Deal or Adverts


  • Registered Users, Registered Users 2 Posts: 81,220 ✭✭✭✭biko


    They may knock a few bob off. Or put an ad on donedeal/adverts and sell yourself.


  • Registered Users, Registered Users 2 Posts: 791 ✭✭✭georgefalls


    Make sure the tyre fitter knows they are runflat rims, and that they've done it before.
    Some won't even fit non runflat tyres to runflat rims.
    I'd advise telling your insurance co that you're doing it as well, just in case they consider it a change from standard spec.


  • Registered Users, Registered Users 2 Posts: 913 ✭✭✭Redzah


    Make sure the tyre fitter knows they are runflat rims, and that they've done it before.
    Some won't even fit non runflat tyres to runflat rims.
    I'd advise telling your insurance co that you're doing it as well, just in case they consider it a change from standard spec.

    Cheers for your comments, I have a reputable tyre fitter and dealer who will do it, says its not a problem once the car is out of warranty with BMW.

    I've been reluctant to tell the insurance company on the basis that they are vultures and may just use it as an excuse to charge me. Have you any anecdotal evidence that they could void my insurance in the event of an accident etc. based on the change?


  • Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    Redzah wrote: »
    I've been reluctant to tell the insurance company on the basis that they are vultures and may just use it as an excuse to charge me. Have you any anecdotal evidence that they could void my insurance in the event of an accident etc. based on the change?
    I don't know whether they would, but you're definitely leaving yourself open to having your cover voided if you don't tell them. I'd tell them for this reason alone.


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  • Registered Users, Registered Users 2 Posts: 51,364 ✭✭✭✭bazz26


    From my experience insurance companies don't have a problem as long as the new tyres are road legal and within the manufacturer's specification.


  • Registered Users, Registered Users 2 Posts: 791 ✭✭✭georgefalls


    bazz26 wrote: »
    From my experience insurance companies don't have a problem as long as the new tyres are road legal and within the manufacturer's specification.

    And, that you told them that fact in the first place.. Most won't load your premium, but don't tell them and they'll use it as an excuse not to pay out.

    There's always that question when you're getting a quote "Has the car been modified in any way"

    By modified, they mean anything changed from the original spec as per the manufacturer.


  • Moderators, Society & Culture Moderators Posts: 40,370 Mod ✭✭✭✭Gumbo


    Insurance companies don't mind if you replace RFT's with standard tyres. Just aslong as they are road legal you are fine. Even BMW don't mind. I had my E90 back in for warranty with its DSC unit and it had 4 normal tyres on it.

    I would recommend a phone call to the insurance though, and an email to back up your comments to them. Then just print and stick it in with you service history for safe keeping.


  • Registered Users, Registered Users 2 Posts: 791 ✭✭✭georgefalls




  • Registered Users, Registered Users 2 Posts: 51,364 ✭✭✭✭bazz26


    And, that you told them that fact in the first place.. Most won't load your premium, but don't tell them and they'll use it as an excuse not to pay out.

    There's always that question when you're getting a quote "Has the car been modified in any way"

    By modified, they mean anything changed from the original spec as per the manufacturer.

    Depends on the definition of "modified" really. One could argue that putting a different brand of tyre on to the original brand that came with the car might be deemed a modification too.

    I'd imagine it would boil down to an insurance company proving if an injury/claim was as a direct result of the modification in question.


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  • Registered Users, Registered Users 2 Posts: 791 ✭✭✭georgefalls


    bazz26 wrote: »
    Depends on the definition of "modified" really. One could argue that putting a different brand of tyre on to the original brand that came with the car might be deemed a modification too.

    I'd imagine it would boil down to an insurance company proving if an injury/claim was as a direct result of the modification in question.

    I'd wager that if an accident was caused by a blown tyre, and it should've been a runflat (which theoretically might have reduced the risk). Then the insurance company would do their utmost to wriggle out of a claim.
    Just my two bob's worth.


  • Moderators, Society & Culture Moderators Posts: 40,370 Mod ✭✭✭✭Gumbo


    I'd wager that if an accident was caused by a blown tyre, and it should've been a runflat (which theoretically might have reduced the risk). Then the insurance company would do their utmost to wriggle out of a claim.
    Just my two bob's worth.

    Run flats are an option, not a requirement.
    You can specify non run flats from BMW depending on the wheel also.

    As long as the tyre meets EU standards you are ok. If you were to follow your logic, then replacing a blown bulb would require Main Dealer supply and fitting, but no, an approved bulb is fine with EU/CE markings.


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