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Claiming off house Insurance

  • 23-01-2014 2:21pm
    #1
    Immy
    Registered Users, Registered Users 2 Posts: 260 ✭✭


    My mum tripped in my house 4 months ago at my sons birthday party and cracked 2 ribs. Never even dawned on to me claim off house insurance, can she?


Comments

  • #2
    hullaballoo
    Administrators, Entertainment Moderators, Social & Fun Moderators, Society & Culture Moderators Posts: 18,774 Admin ✭✭✭✭✭hullaballoo


    It depends on the terms of the policy.

    But why would you want to do this? It will inevitably increase your insurance premium and I'm sure there's added loading for people making claims over accidents involving family members and minor injuries.


  • #3
    kkelliher
    Registered Users, Registered Users 2 Posts: 1,583 ✭✭✭kkelliher


    This would generally be covered on a standard household policy under the public liability section which is rarely used but is for this purpose. You would have to be found liable and the delay in notification could be an issue but any claim in this area depends on actual cost and effect of injury which may be well worth your while given the values that can be involved in comparison to the effect on premium. the injured party cant be a member of your household


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