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mother going into a retirnment home

  • 14-01-2014 10:33pm
    #1
    mnmmurphy1
    Registered Users, Registered Users 2 Posts: 29 ✭


    hi all.my mother is pushing on and one of the options for her is to go into a retirement home.i was discussing this with my friend the other day and he raised some points that i was unaware of.we have a family farm which is in my name.i rent it out. im her son.she still owns and lives in the family home (alone) and 1 field.my friend told me that if she still owns the house and field when she goes into the retirement home that the government would take it off her as payement for the retirement home.can anyone shed some light on this


Comments

  • #2
    Pro Hoc Vice
    Closed Accounts Posts: 6,087 ✭✭✭Pro Hoc Vice


    The Fair Deal scheme will more than likely be what the person was talking about.

    http://www.hse.ie/eng/services/list/4/olderpeople/nhss/

    "Your principal residence will only be included in the financial assessment for the first 3 years of your time in care. This is known as the 22.5% or 'three year' cap (15% if application was made prior to the 25th July 2013). It means that you will pay a 7.5% contribution based on your principal residence for a maximum of three years regardless of the time you spend in nursing home care. After 3 years, even if you are still getting long-term nursing home care, you will not pay any further contribution based on the principal residence. This 'three year' cap applies regardless of whether you choose to opt for the loan or not."


  • #3
    mnmmurphy1
    Registered Users, Registered Users 2 Posts: 29 ✭mnmmurphy1


    infosys wrote: »
    The Fair Deal scheme will more than likely be what the person was talking about.

    http://www.hse.ie/eng/services/list/4/olderpeople/nhss/

    "Your principal residence will only be included in the financial assessment for the first 3 years of your time in care. This is known as the 22.5% or 'three year' cap (15% if application was made prior to the 25th July 2013). It means that you will pay a 7.5% contribution based on your principal residence for a maximum of three years regardless of the time you spend in nursing home care. After 3 years, even if you are still getting long-term nursing home care, you will not pay any further contribution based on the principal residence. This 'three year' cap applies regardless of whether you choose to opt for the loan or not."
    thanks ofr that info.the link look very usefull.ill have more of a chance to read it properly tomorrow.thanks again


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