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savings policy - Friends First.

  • 07-01-2014 11:12am
    #1
    2012paddy2012
    Registered Users, Registered Users 2 Posts: 2,880 ✭✭✭


    hello I have a Marsh savings plan due to expire Dec 15.

    It is valued at 26k. There are no bonus being paid.



    I am putting 200 a month in for the next two years.

    On reading the policy I see €0.00 as Market value adjustment.



    I am wondering is this money a complete waste as it will make no profit.



    I am afraid if I was to cash it in today that I would be caught for some unforeseen / drop in value.... Its invested 55 % managed and 45 % with profit Gross Series 3.



    Could the shares suddenly "decrease" while I await encashment?

    Or something similar. This savings policy has made no profit really

    at the same time it hasn't lost out much either! in times that are in it.



    I will cash it in if I thought I wouldn't be "stung" by some unforeseen

    obstacle , not being in the financial business. Really appreciate any views...



    Many thanks


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