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PTSB Voluntary Assisted Sale

  • 04-01-2014 1:34pm
    #1
    Jessiegirl
    Registered Users, Registered Users 2 Posts: 148 ✭✭


    Has anyone any experiences of the above. Was at my 'final' meeting with them Friday as I've been on a payment plan for a long while. Obviously it's a big worry but I will make full payments one way or another and have some money due which will reduce some costs and bring up income, I was not aware of this until that moment. I should get a letter of final decision soon.


Comments

  • #2
    Mark my words
    Registered Users, Registered Users 2 Posts: 3 ✭Mark my words


    Jessiegirl wrote: »
    Has anyone any experiences of the above. Was at my 'final' meeting with them Friday as I've been on a payment plan for a long while. Obviously it's a big worry but I will make full payments one way or another and have some money due which will reduce some costs and bring up income, I was not aware of this until that moment. I should get a letter of final decision soon.

    No experience but got my form to agree today. I'm really not sure what to do... I mean will I get best price and will I ever get a mortgage again :( ..


  • #3
    newacc2015
    Closed Accounts Posts: 2,379 ✭✭✭newacc2015


    Mark my words wrote: »
    No experience but got my form to agree today. I'm really not sure what to do... I mean will I get best price and will I ever get a mortgage again :( ..

    In 5 years your credit rating will be clean. You can get a mortgage then no issue

    If you are concerned, I would call MABS. You may need insolvency if they are refusing to write off residual debt. Regardless call MABS and ask them if everything is by the book

    In a few years when you can get a mortgage and not have a massive loan over your head you might be happy with the sale


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