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How long till I get my money?

  • 11-12-2013 11:45pm
    #1
    colly10
    Registered Users, Registered Users 2 Posts: 3,017 ✭✭✭


    I had money transferred to me from a bank of Ireland account on Monday. I'm with AIB. There was no sign of it today.
    I'm beginning to doubt if it was ever sent to me. How long would I have to wait until I'm sure it was not sent?
    Thanks


Comments

  • #2
    Littlelulu13
    Registered Users, Registered Users 2 Posts: 66 ✭✭Littlelulu13


    colly10 wrote: »
    I had money transferred to me from a bank of Ireland account on Monday. I'm with AIB. There was no sign of it today.
    I'm beginning to doubt if it was ever sent to me. How long would I have to wait until I'm sure it was not sent?
    Thanks

    Its usually around 3-4 days for me anyway


  • #3
    offmeheadpal
    Registered Users, Registered Users 2 Posts: 42 ✭offmeheadpal


    worst case:
    transferred online monday night - it gets processed tuesday morning, could take 3 days from that time


  • #4
    coylemj
    Registered Users, Registered Users 2 Posts: 25,624 ✭✭✭✭coylemj


    offmeheadpal wrote: »
    worst case:
    transferred online monday night - it gets processed tuesday morning, could take 3 days from that time

    +1 I'd only start to worry if it's not there on Friday.

    I have an EBS Moneymanager a/c, it's the nearest they have to a current account. If I withdraw money from an AIB ATM, it takes up to three days for the transaction to appear on my online EBS a/c, this despite the fact that EBS is now owned by AIB.

    I think the links between Irish banks is something along these lines...

    tin-can-telephone.jpg


  • #5
    colly10
    Registered Users, Registered Users 2 Posts: 3,017 ✭✭✭colly10


    Thanks for the responses, it puts my mind at rest, I'll get a better nights sleep now :)


  • #6
    colly10
    Registered Users, Registered Users 2 Posts: 3,017 ✭✭✭colly10


    Still havn't received the money today. I was told that the authorization was probably pending on it and it will be authorized.

    I got a transaction code for the transaction. Anyone know if I can use the transaction code to see if it's actually been sent?


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  • #7
    fits
    Registered Users, Registered Users 2 Posts: 13,777 ✭✭✭✭fits


    coylemj wrote: »
    +I think the links between Irish banks is something along these lines...

    tin-can-telephone.jpg

    I'm convinced they hold onto money a bit longer to make their accounts look better.


  • #8
    coylemj
    Registered Users, Registered Users 2 Posts: 25,624 ✭✭✭✭coylemj


    colly10 wrote: »
    Still havn't received the money today. I was told that the authorization was probably pending on it and it will be authorized.

    I got a transaction code for the transaction. Anyone know if I can use the transaction code to see if it's actually been sent?

    Can you elaborate on the nature of the transaction - was it from a personal a/c to a personal a/c or was a trader involved? I can transfer money from my BOI a/c but I'm not familiar with a 'transaction code'.

    'Authorization pending' has the whiff of a delaying tactic. If I transfer money electronically, it's either accepted there and then or it's not, there's nothing left 'pending' subject to an 'authorisation'.


  • #9
    finnteme
    Registered Users, Registered Users 2 Posts: 970 ✭✭✭finnteme


    Generally these money transfers are quite fast nowadays.. If the transfer has been done before bank cutoff time for payments, lets say 3 or 4 pm, it should reach the recipient within SEPA area / domestic account at the next business day.

    Im transferring often from PTSB to Ulsterbank,Boi and AIB (between current acc's) and if i do the transfer before 3pm, it has always reached the recipient next business day.

    You def. should have your money now.


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