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AIB Banking Fees

  • 10-12-2013 01:02PM
    #1
    Hagrid101
    Registered Users, Registered Users 2 Posts: 57 ✭✭


    What's better?

    Avoid banking fees by keeping €2,500 in the current account?

    Or

    Earn whatever by putting the €2,500 (in full or in parts) in Savings/Deposit Account/s.
    Tagged:


Comments

  • #2
    ArthurG
    Registered Users, Registered Users 2 Posts: 1,307 ✭✭✭ArthurG


    I keep a few grand as a sort or emergency fund in my savings account, earning the square root of FA in interest. If I look like I'll fall short at the end of any month (in terms of balance in my current account), I'll move some over until I get paid, to prevent the dreaded fees kicking in.


  • #3
    Delta2113
    Registered Users, Registered Users 2 Posts: 2,888 ✭✭✭Delta2113


    You move your current account to PTSB - that's what's better!


  • #4
    dotsman
    Registered Users, Registered Users 2 Posts: 3,636 ✭✭✭dotsman


    There's no interest to be earned these days. Let's say you put €2,500 away @ 2%; after DIRT, you'll get about €25 in interest. So, basically, by having the €2,500 in your current account, you're getting free banking in return for foregoing on the €25 potential interest.


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