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Mortgage repayment increase

  • 04-12-2013 5:12pm
    #1
    alexr1
    Registered Users, Registered Users 2 Posts: 38 ✭


    I would like to pay a little more each month than my current payment.
    My mortgage is variable rate.I only took it out in October 2012.
    What is the procedure ?
    Thanks
    Alex


Comments

  • #2
    Bank of Ireland: Billy
    Closed Accounts Posts: 1,066 ✭✭✭Bank of Ireland: Billy


    Hi alexr1, 

    Thanks for contacting us on Boards. 

    You can transfer to your mortgage on Banking 365 online
    You can find information on this and a Mortgage Overpayment Calculator here 

    I hope this helps.

    Billy


  • #3
    alexr1
    Registered Users, Registered Users 2 Posts: 38 ✭alexr1


    Bank of Ireland: Billy wrote: »
    Hi alexr1, 

    Thanks for contacting us on Boards. 

    You can transfer to your mortgage on Banking 365 online
    You can find information on this and a Mortgage Overpayment Calculator here 

    I hope this helps.

    Billy


    Thats great, thanks for that


  • #4
    dobsdave
    Closed Accounts Posts: 1,814 ✭✭✭dobsdave


    Bank of Ireland: Billy wrote: »
    Hi alexr1, 

    Thanks for contacting us on Boards. 

    You can transfer to your mortgage on Banking 365 online
    You can find information on this and a Mortgage Overpayment Calculator here 

    I hope this helps.

    Billy
    Will the extra payment be taken off the mortgage automatically?, or will the op have to inform BOI that they want to overpay like most other mortgage providers.


  • #5
    Bank of Ireland: Tara
    Closed Accounts Posts: 2,346 ✭✭✭Bank of Ireland: Tara


    Hi dobsdave,

    There are a number of payment options advised on the above link. We would recommend talking to the Mortgages Team, on 01 611 33 33, prior to making any additional payments, to determine how this would impact the particular mortgage in question.

    Thanks
    Tara


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