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PRSI credits for 2011 is all that matters.

  • 03-12-2013 6:20pm
    #1
    Registered Users, Registered Users 2 Posts: 76 ✭✭


    Was surprised to find out today that Welfare Office is only looking at 2011 for PRSI credits payed when claiming for Job Seekers Benefit. I was self employed for some of 2011 but an employee from 1998-2010 and a employee for all of 2012 and 2013. However, non of those PRSI credits count for a claim right now, only credits paid during 2011, where I was on a directors class of PRSI so therefore not entitled.

    Annoying, but I guess thats the rules!


Comments

  • Registered Users, Registered Users 2 Posts: 5,395 ✭✭✭danjo-xx


    On the 1st of January next 2012 is the year that will count, you could apply then, or on the 2nd January when they reopen:D


  • Registered Users, Registered Users 2 Posts: 2,758 ✭✭✭eastbono


    The first Monday in January is when the gcy 2012 contribution year comes into play.


  • Registered Users, Registered Users 2 Posts: 76 ✭✭Limecube


    That's what the welfare office said! Problem for me is that I'll have a job before then, so I won't get a chance to actually wait that long before I claim.

    I suppose I thought here I had an opportunity for more than a decade of PRSI contributions might actually give me something back. But even I'm out of luck in this case. What happened two years ago, in a collection of more than a decade of contributions is all that matters. I accept it, just don't really understand it. I always had the idea that you could get JB if you had paid enough PRSI contributions (which I've made many). Today, I learn't thats not the case. Fair enough, its a lesson learned.

    Makes me feel like my PRSI contributions feel like a tax rather than a social insurance I can draw on, but I'm thinking I'm late to the game to that one :-)


  • Registered Users, Registered Users 2 Posts: 76 ✭✭Limecube


    For what it's worth as someone new to the welfare office situation:

    - I went into the Navan Road Social Office in Dublin 7. It was clean, clear, professional and quick. I was impressed.
    - The officer I spoke with was very professional, but seemed a little distant. She (it was a woman) was amused at my assertion that I only wanted welfare for a few weeks (4 at most).
    - I explained that I was made redundant from a Irish company a few weeks ago.
    - I said that I would only be out of work for about 2/3 weeks at most and I found the service not very compatible with the modern reality of many profession's that gain and lose jobs frequently/quickly.
    - As a software developer with a good few years experience, it felt very different from The Netherlands, where I had previously experienced redundancy.
    - There, its not unheard of to lose a good job and gain a new one in 10/15 days later. You quickly get registered for a significant % of your final salary (technically % of PRSI payments).
    - I felt the Navan Road office wasn't equipped for this type of career situation.

    I accept the rules that the Irish (Navan) Welfare system applies, but it feels hard on someone like me, that has paid in 99% into the service and needs a small and shorttime help around the December period. I felt the service seemed much more attuned to long term needs, rather than short term needs (such as modern work contract situation increasingly means).


  • Registered Users, Registered Users 2 Posts: 9,625 ✭✭✭wmpdd3


    Usually a JSB claim is pretty quick unless its your first time ever on a payment.

    But yes I agree, there is no incentive in this country to be self employed, even for a short time.


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  • Registered Users, Registered Users 2 Posts: 2,758 ✭✭✭eastbono


    You could apply for jobseekers allowance which is means tested.


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