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Where to start?

  • 29-11-2013 9:31am
    #1
    JTwain145
    Registered Users, Registered Users 2 Posts: 2 ✭


    So I'm going to seperate from my husband of one whole year.

    Basically he has lied and stolen from me both before and during our Marraige. I think whatever fog was there is finally cleared.

    My question is how do I start? Luckily there are no kids, no mortgage and all my banking is in my own name after 10K went missing from a joint account just before we got married. (He said it was identity fraud but given I'm still waiting for any proof to the contrary I now know he took it)

    I have been struggling paying his well everything for the past year and a wedding loan to boot (due to the stolen 10K! God I wish I had not been so gullible!). But we had been looking to get a mortgage though he had racked up debts so his credit rating is in tatters.

    I still want to get a mortgage (just for me in my name) does anyone know what I will need for the banks to prove I'm separated. As long as I am not tied to him I should be fine to get a mortgage.


Comments

  • #2
    tcif
    Registered Users, Registered Users 2 Posts: 302 ✭✭tcif


    Hi OP, get some legal advice before you acquire any major assets like a house. It's not at simple as the bank accepting your status - you might get a mortgage only for you to find your husband (because legally he's still that) has a claim on it. Also ask how best to protect the contents of your bank accounts while you're at it. If you don't already know, Irish divorce law is a no-fault system i.e. your husbands behaviour isn't relevant and neither lying to you or helping himself to the contents of a JOINT bank account are illegal. I really would advise you to start with some good legal advice on how to proceed.


  • #3
    desbrook
    Registered Users, Registered Users 2 Posts: 1,847 ✭✭✭desbrook


    It's very important that he alledgedly stole 10k from you before you got married . You'll need to get legal advice as this may be grounds for annulment which could be much better for you than a separation/divorce .

    One of the grounds for CIVIL annulment is : At the time of the marriage, there was a lack of consent. In other words, you or your spouse did not give free and fully informed consent to the marriage. This may be due to duress, (i.e., you were forced into the marriage), mistake, misrepresentation or fraud. It may also be due to the fact that you or your spouse was suffering from a mental illness or was intoxicated at the time of the marriage.


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