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Accept Credit cards -no merchant number

  • 29-11-2013 9:03am
    #1
    nige
    Registered Users, Registered Users 2 Posts: 53 ✭✭


    Hi

    Whats the best way to accept credit cards (paypal?) on a website and also over the phone without a merchant number, as the banks are giving me the run around trying to get a merchant number from them.

    Thanks
    Nige


Comments

  • #2
    markpb
    Registered Users, Registered Users 2 Posts: 9,388 ✭✭✭markpb


    Stripe or Paypal are worth considering for online payments. You'll pay a premium for using those services compared to have a merchant account and normal payment gateway but for small volumes, it probably doesn't make any difference. I'm not sure about phone payments, you *might* be able to use your online payment method but you'd probably have PCI problems if you're taking credit card numbers over the phone and aren't compliant.

    Edit: This might answer your question


  • #3
    myIdea
    Registered Users, Registered Users 2 Posts: 97 ✭✭myIdea


    Ive been using Stripe for a while now... no problems what-so-ever with there service, I would just point out one thing.

    Stripe as you know(read) will deposit your charges 1 week from the date of the transaction... thats fine, but you need to remember that your bank will charge you for sending a remittance posted receipt at a cost of 75cent for each bank transfer... as far as I'm aware, no bank will cancel that receipt from been sent:mad:


  • #4
    nige
    Registered Users, Registered Users 2 Posts: 53 ✭✭nige


    Hi guys just posting in here rather than starting a new thread.

    Setup with stripe and now got my first payment over the phone ,stripe now on asking lots of questions and saying they might not deal with me due to the business sector I am in . I sell hotel , golf and transfer bookings in Portugal and Spain.

    Anyone know of another good companies to try or a good place to get a merchant number tried banks here but really gave me the run around.

    Thanks
    Nige


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