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AIB student overdraft?

  • 28-11-2013 12:09am
    #1
    Registered Users, Registered Users 2 Posts: 10,462 ✭✭✭✭


    Anyone apply for this in the last year? I know people's circumstances differ, but for anyone who borrowed up to 600 euro without a guarantor, do you remember the orginal agreement terms that you agreed witht he bank on?

    I'm currently in the situation where it is no longer interest fee and feel pressure to pay off the lot at once. I was of the opinion that it was interest-free up until I was no longer a student. I'm not even being offered the facility of overdraft renewal, despite the fact I have shown willingness now to pay off some of the overdraft to keep up to date with repayments.

    I'm reluctant now to commit to anything with signature at the risk of being pushed off an overdraft agreement onto a loan one, when there may be no proper recourse. They seem anxious to get me onto a loan agreement, but I'm not comfortable doing this, I'd rather stay on the overdraft interest-free and be able to pay off that.


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