straight forward answer on JSA

ElKavo

Hi Guys,

Just found out that the OH is loosing her PT job after christmas and cant figure out how the JSA works. I currently earn 37.5k PA Before tax, is there an online calculator to help figure out how much if any Jsa she would be entitled to? We have three kids too.

We have gone through means test page

andIncome form work

But still unsure as to what if any JSA she is entitled to.

Thanks for your replies.

mp22

You might be better off claiming http://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/social_welfare_payments_to_families_and_children/family_income_supplement.html

MouseTail

She may have sufficient stamps to claim JobSeekers Benefit, which is not means tested.

ElKavo

MouseTail wrote: »

She may have sufficient stamps to claim JobSeekers Benefit, which is not means tested.

she has been working since June pt and earned 750pm. she wasn't on welfare before that though. we never figured that she was as we are married. she has been the home maker for the past few years.

ElKavo

mp22 wrote: »

You might be better off claiming http://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/social_welfare_payments_to_families_and_children/family_income_supplement.html

we had a look at that too but again it's about as clear as mud if we are entitled to it. it isn't clear as to what the ceiling is on household earnings. is there a simple calculator that is available?

MouseTail

ElKavo wrote: »

she has been working since June pt and earned 750pm. she wasn't on welfare before that though. we never figured that she was as we are married. she has been the home maker for the past few years.

She hasn't got sufficient stamps at that rate for JSB. Means for JSA and FIS are calculated on your take home weekly pay, can you post what that is

mp22

ElKavo wrote: »

we had a look at that too but again it's about as clear as mud if we are entitled to it. it isn't clear as to what the ceiling is on household earnings. is there a simple calculator that is available?

The main items counted as income are:

• Your assessable earnings and your spouse, civil partner or cohabitant's assessable earnings. (Assessable earnings are gross pay minus tax, employee PRSI, Universal Social Charge, Public Service Pension Levy and superannuation.) Income from working as a home help is included for new claims from January 2012 and for existing claims on renewal.

If your weekly income after the above deductions comes in at less than 703 euro you can claim FIS.

eastbono

For fis and jsa you need to tell us the make up of the family household... have you children.... how many... their ages... if you dont have children you cannot apply for fis. See the link for FIS and the limits depending on your family size...http://www.welfare.ie/en/Pages/275_Family-Income-Supplement.aspx With regard to JSA if its only you and your spouse she would be deemed means in excess on your earning figure of €37500

mp22

The op indicated that they have 3 kids.

ElKavo

can anyone tell me what the term for employment / stamps is /are for JSB? Just out of curiosity. we have 3 kids aged 13, 6 and 4. my take home is 3200 pm. we also get 390 pm in children's allowance.

thanks

danjo-xx

ElKavo wrote: »

can anyone tell me what the term for employment / stamps is /are for JSB?

thanks

They are just called 'paid contributions' which you get one each week that you are in employment.

'credited contributions' are what some people get when on a welfare payment to keep their record up to date for later in life, for state pensions etc.

eastbono

On jsa with 3 children and on your gross earnings your spouse would receive €6 pw approx. For jsa is gross less prsi and avcs. You may be better off applying for FIS as its nett figure is used for FIS calculations.

wmpdd3

The limit for FIS is €703 per week if you earn more than this, yo may not be eligible, just a note, its the working person who applies for FIS.

ElKavo

danjo-xx wrote: »

They are just called 'paid contributions' which you get one each week that you are in employment.

'credited contributions' are what some people get when on a welfare payment to keep their record up to date for later in life, for state pensions etc.

Sorry, My post was a bit confusing. I was wondering how many stamps / contributions are required for jsb?

Thanks

Cushie Butterfield

ElKavo wrote: »

Sorry, My post was a bit confusing. I was wondering how many stamps / contributions are required for jsb?

Thanks

See here under Contribution Conditions: http://www.welfare.ie/en/Pages/Jobseekers-Benefit.aspx#contribconds

ElKavo

Ok So, now I have another question


JSB explained

104 paid contributions since you first started work (Prior to January 2009, 52 weeks were required)
39 paid or credited contributions in the relevant tax/ contribution year (From January 2009 13 must be paid in the relevant tax year or certain other periods) or 26 paid contributions in relevant tax year AND 26 paid contributions in year prior to relevant tax year, and you must have lost at least one days employment and earnings.

If you are paid monthly, is your wage counted as 4 contributions? Surely it cant just be 1 otherwise everyone who gets paid per week is at a large advantage over us monthly wage people.

My OH did work several years ago probably 10 at this stage. She had also got lone parents and rent allowance then too, but as I say that was about 10 years ago now, would her previous stamps / welfare stand to her?

We are going to ring the local office before she finishes up in the job but It can be difficult to get through to them.

Thanks

Cushie Butterfield

Each week counts as one contribution.

The qualifying conditions just take into account the contributions in the years quoted in your post.

wmpdd3

You can request a copy of your PRSI record here:

https://www.welfare.ie/en/Pages/secure/RequestSIContributionRecord.aspx

They'll post it out to you after a week or so.