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statute barred debt

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  • 18-10-2013 4:02pm
    #1
    vandis
    Registered Users Posts: 5 ✭


    Hi,

    I have a personal unsecured debt over 6 years old and have received no communication about this debt until today when i received a letter to my place of work saying it had been handed over to a debt collection agency who will be in touch in the next 14 days. My question is if i have received no communication and made no payment since 2006 is this statute barred and can this agency chase me? Can they also send me letters in work as clearly they do not have my home address and i did not work here six years ago.

    How do i handle this if they call or contact me.


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    #2
    Bepolite
    Closed Accounts Posts: 2,737 ✭✭✭Bepolite


    vandis wrote: »
    Hi,

    I have a personal unsecured debt over 6 years old...

    How do i handle this if they call or contact me.

    You just acknowledged the debt, clock restarted, pay up :pac:

    There are many excellent sources of legal information, MABS, FLAB, a solicitor - boards.ie ain't one.


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    #3
    vandis
    Registered Users Posts: 5 ✭vandis


    I haven't acknowledged the debt to anyone. I haven't spoken to any one. I received a letter to my place of work but have not responded to it.

    Do i just ignore?


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    #4
    Pro Hoc Vice
    Closed Accounts Posts: 6,087 ✭✭✭Pro Hoc Vice


    vandis wrote: »
    I haven't acknowledged the debt to anyone. I haven't spoken to any one. I received a letter to my place of work but have not responded to it.

    Do i just ignore?

    Can't give advice it's against the rules of the Forum.


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    #5
    vandis
    Registered Users Posts: 5 ✭vandis


    Oh. Sorry. :(

    New to posting. Haven't ever posted looking for advice before.

    Thanks for letting me know :)


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    #6
    234
    Registered Users Posts: 1,529 ✭✭✭234


    I hope that this is sufficiently vague so that it doesn't breach the charter:

    There is a distinction between a cause of action (ie. a right to sue) and an actual debt.

    The Statute of Limitations only extinguishes one of these.


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