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Insurance for renting out equipment

soundman123 · 2013-10-18 01:28:38

Hi all, I occasionally hire out audio gear (small PA systems and a few lights). If I want to do this more often I would like to get insurance just to be safe. First question is would public liability insurance cover renting gear to the public? If so what would it cover? (Fire, tripping, falling speakers?) Would a signed…

18-10-2013 1:28am

#1

soundman123

Registered Users, Registered Users 2 Posts: 1 ✭

Join Date: October 2013

Posts: 0

Hi all,

I occasionally hire out audio gear (small PA systems and a few lights). If I want to do this more often I would like to get insurance just to be safe.

First question is would public liability insurance cover renting gear to the public? If so what would it cover? (Fire, tripping, falling speakers?)

Would a signed waiver by the person renting equipment be sufficient?

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Comments

#2 18-10-2013 6:22am

Peterdalkey

Closed Accounts Posts: 2,091 ✭✭✭

Join Date: January 2012

Posts: 1977

Sounds like you need product liability type insurance to cover any fault in the equipment but you have no control, or insurable interest, in its use by hiree. You need specialist advice which any reputable broker can give you. Ask your local tool hire shop who does theirs!

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