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Transferred to the wrong account

  • 13-10-2013 7:44pm
    #1
    kazza23
    Registered Users, Registered Users 2 Posts: 73 ✭✭


    If someone transfers money accidentally into an account that's already overdrawn are they able to get that money back if they contact their bank?


Comments

  • #2
    GerardKeating
    Registered Users, Registered Users 2 Posts: 7,806 ✭✭✭GerardKeating


    Bank won't send it back. Really only the account holder can do that.


  • #3
    kazza23
    Registered Users, Registered Users 2 Posts: 73 ✭✭kazza23


    It was transferred into my old bank account that I don't use any more as I have a payment plan in place to clear the overdraft on it. I am happy for it to be transferred back but as the account is overdrawn can the bank refuse to transfer it back?


  • #4
    locohobo
    Registered Users, Registered Users 2 Posts: 138 ✭✭locohobo


    Dont see why they should refuse to transfer it back...
    You've got a plan in place (I'm sure with banks agreement) to clear off the overdraft..So this erronious payment was contrary to the payment plan agreed..
    Yes/no??


  • #5
    donegal11
    Closed Accounts Posts: 689 ✭✭✭donegal11


    You've just cleared the Overdraft, I think you need a loan now


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