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Mortgage - failed direct debit

  • 12-10-2013 12:51pm
    #1
    Cd_doe
    Closed Accounts Posts: 131 ✭✭


    Hi.

    Quick question, I am currently saving for a mortgage so am constantly transferring any surplus money from my current account to my savings account.

    On Tuesday I drained my current account knowing I had enough cash until Thursday.
    But the problem is I forgot I had a direct debit on Wednesday for a bill of 40 euro.
    obviously the direct debit failed.

    Now my question, when I apply for a mortgage in Feb 2014 will this failed dd cause a problem for me?

    Also this has only happened once before. About 3 years ago.

    Thank you


Comments

  • #2
    killers1
    Registered Users, Registered Users 2 Posts: 1,443 ✭✭✭killers1


    Cd_doe wrote: »
    Hi.

    Quick question, I am currently saving for a mortgage so am constantly transferring any surplus money from my current account to my savings account.

    On Tuesday I drained my current account knowing I had enough cash until Thursday.
    But the problem is I forgot I had a direct debit on Wednesday for a bill of 40 euro.
    obviously the direct debit failed.

    Now my question, when I apply for a mortgage in Feb 2014 will this failed dd cause a problem for me?

    Also this has only happened once before. About 3 years ago.

    Thank you

    No, it won't hamper your application at all.


  • #3
    Cd_doe
    Closed Accounts Posts: 131 ✭✭Cd_doe


    killers1 wrote: »
    No, it won't hamper your application at all.

    Thanks for the reply. Was disgusted for a while


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