Car accident - does no tax invalidate insurance?

Kouels

I was in a minor motor accident with another car, he has insurance but no tax since dec 2012, is his insurance valid?

SCOOP 64

Dont think the tax is a problem, as long as he as a NCT.

mickdw

Yes. As long as he has insurance.
Whether he had nct or not can have no bearing on whether the insurers pay out other party claims.
Sure they could refuse to pay him but cannot refuse to pay for damage he causes.

Kouels

He said it was my fault and not his, no witnesses to accident as it happened on a country road, he has no tax and no nct, can he try to claim from my insurance?

SCOOP 64

Kouels wrote: »

He said it was my fault and not his, no witnesses to accident as it happened on a country road, he has no tax and no nct, can he try to claim from my insurance?

Your word against his, as no witnesses.

dharn

Report your version of the accident to your insurance, and report it to the garda also, they will look for his tax and nct or at least they should

CiniO

Kouels wrote: »

He said it was my fault and not his, no witnesses to accident as it happened on a country road, he has no tax and no nct, can he try to claim from my insurance?

I'd say even if he had no insurance he could still claim from your insurance if it was really your fault.

Kouels

I called the gardai and they came out but they did say it's my word against his..and they let him drive off without tax or nct? I'll get onto ins company thanks:)

SCOOP 64

Kouels wrote: »

I called the gardai and they came out but they did say it's my word against his..and they let him drive off without tax or nct? I'll get onto ins company thanks:)

Must have been end of shift or they knew him.

power pants

just goes to prove, not paying your tax isn't that big a deal tbf in Ireland with gardai like that