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Shared ownership

  • 25-09-2013 10:27pm
    #1
    BANNERMAN98
    Registered Users, Registered Users 2 Posts: 246 ✭✭


    In 2009 my then girlfriend and myself began a shared ownership scheme to buy a house together. In 2012 we split and informed the council our relationship was dissolving and I then moved back to limerick, up until 2 weeks ago I received nothing whatsoever relating to the house or mortgage money for it and I then got a phone call asking why I hadn't submitted income review for 2012 to qualify for mortgage subsidy. I informed the lady on the phone that I was no longer residing at the house since 2012 and told her we had informed the council of this. To my horror I got a missed called recently from the ex so I'm looking for anyone who can either advise or help with what my options Are, can I get my name removed from the house completely? I am seeking legal advice in the coming days/fortnight as I fear the fact she rang me at all means something is kicking off and I have no idea what.


Comments

  • #2
    Bepolite
    Closed Accounts Posts: 2,737 ✭✭✭Bepolite


    Get proper legal advice. MABS (possibly - I'm not sure if they deal with mortgages) or FLAC if you can't afford a solicitor. To be honest you should have done this as soon as the relationship was over, don't leave it much longer.


  • #3
    nuac
    Registered Users, Registered Users 2 Posts: 6,769 ✭✭✭nuac


    The Shared Ownership scheme is rather complicated.

    You and the gf are lessees of part of the equity, and owners of the other part ( usually but not always 50/50 )

    You do need to talk to a solicitor about this.


  • #4
    preacher505
    Registered Users, Registered Users 2 Posts: 24 ✭preacher505


    my wife and I bought a shared ownership house and when I tried to have it signed over into just my name with her agreement they told me they wouldnt as all the time there was money owed they still had two people to go after, the house was also never signed over to leasehold and is currently freehold under the councils name ie they own everything


  • #5
    myshirt
    Registered Users, Registered Users 2 Posts: 5,245 ✭✭✭myshirt


    Why would you expect the council to do this?


  • #6
    Mr. Incognito
    Registered Users, Registered Users 2 Posts: 9,798 ✭✭✭Mr. Incognito


    Sounds like she was lying and saying you were still living there.

    I'd call to the Council personally and explain the situation.

    HOld on- the thread is five years old. Who dug this crap up


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  • #7
    nuac
    Registered Users, Registered Users 2 Posts: 6,769 ✭✭✭nuac


    Mod
    As I said earlier in this thread, these schemes are complicated
    Talk to your solicitor
    Will leave open for general discussion, but not for legal advice


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