AIB -Purchase Fin charge- Why??

Sir_Badshot

I'm gonna ring these guys asap but I was wondering if anyone can shed any light in the mean time.


This appeared on my online banking statement:

20/09/13 PURCHASE *FINANCE CH 4.12
20/09/13 CASH * FINANCE CHAR 0.19

I cleared my visa card last month and do not owe them a penny.

Im actually in the process of switching to PTSB anyway but can anyone

guess at why this charge is here?

Thanks

ScouseMouse

Those charges seem to suggest you did not pay on time.

On my AIB Visa card, it used to be if you paid your bill before the next bill, there was no charge applied. Last month I noticed they seem to have closed the gap where payment date MEANS payment date. I used to be able to squeez a few extra days out of it until the next bill printing run.

For example. Payment date 19th, bill printed 23rd. Now they hit you on the 20th where they did not before.

Sir_Badshot

superscouse wrote: »

Those charges seem to suggest you did not pay on time.

On my AIB Visa card, it used to be if you paid your bill before the next bill, there was no charge applied. Last month I noticed they seem to have closed the gap where payment date MEANS payment date. I used to be able to squeez a few extra days out of it until the next bill printing run.

For example. Payment date 19th, bill printed 23rd. Now they hit you on the 20th where they did not before.

Hummmn, thanks for that.

So it seams if they don't get you one way, the get you the other!

Time to ditch this card I think, an AIB.

Thanks agian

ScouseMouse

Sir_Badshot wrote: »

Hummmn, thanks for that.

So it seams if they don't get you one way, the get you the other!

Time to ditch this card I think, an AIB.

Thanks agian

Sorry, but I disagree with your last comment.

They are just enforcing their own rules, and to be honest, they are fair.

I dont think its a reason to dump the card (unless you are looking at the rest of the crap they are up to.)

Sir_Badshot

superscouse wrote: »

(unless you are looking at the rest of the crap they are up to.)

That would be the one.

The new charges are a joke. Although point taken about the finance charge I got.

AIB are pretty much a criminal organisation who appear to have carte blanche in this country to act as they please.

My switch pack is here for PTSB

brideog

I too got charged purchase*finance ch with aib but my card is set up for 100% direct debit so if I owe anything it's their fault! Any ideas as to how I can stop this?

dotsman

brideog wrote: »

Any ideas as to how I can stop this?

Yes - try the AIB forum!

BuffyBot

Check next month's statement for a "resurrecting dead thread and didn't read the charter" charge.