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Moving from private car to van insurance and no claims bonus

  • 17-09-2013 2:58pm
    #1
    NBW
    Registered Users, Registered Users 2 Posts: 23 ✭


    This time last year I sold my car and bought a van for private use. I took out a commercial insurance policy with a new insurer and submitted my original 5yrs + no claims bonus that I had for my car as requested by the insurer.

    Now 12 months later I receive a renewal notice and my no claims bonus has changed to 1 year with no evidence of my previous private insurance. When I phoned the insurance company for an explanation they told me that they couldn’t acknowledge my car insurance no claims bonus and that I should go back to the previous insurer for this.

    Are they entitled to do this? All my years of no claims seem to have disappeared just for changing to a van.


Comments

  • #2
    brian_gall85
    Registered Users, Registered Users 2 Posts: 456 ✭✭brian_gall85


    Not sure on the legality of it but I know that it has happened to me with Aviva on a similar case.

    I have just insured my van with insuremyvan.ie and am still waiting on the paperwork, (I only called them up last Friday evening). I noted from their site that they honour private no claims discount/experience and it seemed to bring the quote well down - half that of my renewal!


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