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Can I lodge a cheque made out to someone else?

sitstill · 2013-09-16 12:12:30

Hi, My mum has given me a cheque that was sent to her as she owed me money. The chequeis obviously made out to her and is crossed with AC PAYEE ONLY. Will be allowed to lodge that into my own BOI account if she signs the back of it? Thanks

16-09-2013 12:12pm

#1

sitstill

Registered Users, Registered Users 2 Posts: 1,380 ✭✭✭

Join Date: October 2007

Posts: 1050

Hi, My mum has given me a cheque that was sent to her as she owed me money. The chequeis obviously made out to her and is crossed with AC PAYEE ONLY.

Will be allowed to lodge that into my own BOI account if she signs the back of it?
Thanks

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Comments

#2 16-09-2013 12:20pm

Bank of Ireland: Linda

Closed Accounts Posts: 719 ✭✭✭

Join Date: March 2012

Posts: 705

Hi sitstill,

As the cheque is crossed with AC PAYEE ONLY there is no way this can be lodged into another persons account. Your mam will need to lodge this into her account and then give the money to you after. Alternatively, she could ask the person who wrote the cheque to write another without AC PAYEE ONLY on it.

I hope this answers your question.
Thanks
Linda

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