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chance of getting a mortgage?

  • 13-09-2013 12:55pm
    #1
    Registered Users, Registered Users 2 Posts: 14


    Hi
    A family member want to know their chance of getting a mortgage. They have 12-15 k in savings, a 30k inheritance so approx. 42000 in savings. they are only in temporary contract employment earning approx. 400e a week gross. they are looking to buy a house that is 90 -100 k. would they have any chance of getting a mortgage. my parents are willing to go guarantor is its any help these days.

    thanks.


Comments

  • Registered Users, Registered Users 2 Posts: 1,814 ✭✭✭peteb2


    Not a hope. They would have to be in a permanent role for 12 months before being considered.


  • Registered Users, Registered Users 2 Posts: 872 ✭✭✭grahamor


    What if they are in a permanent role for 6 months and the probation period has ended ? Do all the banks have different thoughts on this ?


  • Banned (with Prison Access) Posts: 39 Worriedmind


    Will let you know tomorrow. We're going in to meet the bank having received approval in principle. The girlfriend is in her permanent job 5 months after 1 month probation period. We were told it wouldnt be a problem as I'm the main earner and have been in the same job 9 years.


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