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Is there anyone lending to people with poor credit due to unemployment?

fedmak · 2013-09-02 13:33:47

to cut a long story short...... had a mortgage, lost my job and couldn't meet repayments... arranged an interest only with the mortgage company and they said it will impact negatively on your credit history... im back in employment and I recently was made permanent and want to borrow to upgrade the car (as I travel about…

02-09-2013 1:33pm

#1

fedmak

Registered Users, Registered Users 2 Posts: 1 ✭

Join Date: September 2013

Posts: 0

to cut a long story short......

had a mortgage, lost my job and couldn't meet repayments... arranged an interest only with the mortgage company and they said it will impact negatively on your credit history...

im back in employment and I recently was made permanent and want to borrow to upgrade the car (as I travel about 60 miles a day commute)

the credit union are a no go as they wont lend if poor credit...I kn ow a few that were refused on these grounds...

any advise is welcome

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Comments

#2 02-09-2013 2:15pm

unclebill98

Registered Users, Registered Users 2 Posts: 3,816 ✭✭✭

Join Date: January 2007

Posts: 3632

I would have suggested the Credit Union as the best thing but if they refused then I would say there is no other options. Banks IMHO would avoid lending to you given the bad credit history.

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