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Insurance

roblehinch · 2013-08-31 14:33:22

Hi would anyone if i rented land from someone and had my own insurance and they had it insured under there bussiness would there insurance be affected

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31-08-2013 3:33pm

#1

roblehinch

Registered Users Posts: 25 ✭

Join Date: July 2013

Posts: 16

Hi would anyone if i rented land from someone and had my own insurance and they had it insured under there bussiness would there insurance be affected

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#2 01-09-2013 9:28am
oldyouth

Closed Accounts Posts: 4,754 ✭✭✭

Join Date: April 2009

Posts: 4680

The owner needs to let their insurers know the land is let to a tenant and what activity the tenant is carrying out there. It is a whole different type of cover to when he occupies the land himself. He owes you a duty of care should the land or structures cause a loss or injury to you as a tenant.

You, on the other hand, need insurance to cover loss or damage your occupancy of the land may cause to others.

In short, you both need cover appropriate to your responsibilities

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#3 01-09-2013 10:00am
roblehinch

Registered Users Posts: 25 ✭

Join Date: July 2013

Posts: 16

ah right thanks i just wasnt sure he said he would check with his insurance but i just wanted to find out myself its to put horses on and my insurance would cover anything to do with the horses

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