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Credit union loan

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  • 26-08-2013 5:01pm
    #1
    Jay2201
    Registered Users Posts: 2 ✭


    Hi I'm not sure if I'm posting this in the right place..
    Anywho.. I'm 21 and have been with the credit union since I was a baby..
    Myself and bf are going on holiday to Orlando in October (6weeks away)
    We have everything paid for and sorted except spending money..
    I got a loan about a 2 years ago of 800euro.
    I had it paid back about 6 months before it was due to be paid back..
    I'm looking to get another one now.
    I have 600 in the credit union now, how much could I get?
    I'm only looking for about 2000 as we have other money saved too..
    Would I need to put more in? Would I get it on 800?
    And as well are you only aloud take out one holiday loan in your time with the credit union?
    Thanks in advance and sorry if I have posted in the wrong place.
    Jade :)
    Tagged:


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    #2
    BuffyBot
    Moderators, Motoring & Transport Moderators Posts: 24,924 Mod ✭✭✭✭BuffyBot


    I don't believe there is any "one" holiday loan rule. Obviously, if someone is a member over the course of their lives they may want to go on more than one holiday ;)

    Without knowing all the details (and keeping in mind each CU is independent and makes their own desicions), generally a second loan with credit unions is 4 x the shares you hold.


  • Options
    #3
    Jay2201
    Registered Users Posts: 2 ✭Jay2201


    Okay thanks very much :)


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