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Couple of queries regarding car & house insurance policies

  • 19-08-2013 1:03pm
    #1
    muffler
    Registered Users, Registered Users 2 Posts: 46,556 ✭✭✭✭


    I got policy documents a few days ago and I see that cover for driving other cars is restricted to full EU license holders. As I have a full ROI license does this mean that I wont be covered to drive another car? (not belonging to me of course)

    I also note that personal belongings are not covered in the car insurance policy. Am I reading that right and if so is that not a bit stingy?

    Also on car insurance legal fees appear to be very restrictive. Why is this?

    House insurance does not cover frost. Surely this cant be right.

    If I decide to cancel within the 14 days cooling off period there is an administration fee of €50. Again this is quite ridiculous and is something I have never seen in an insurance policy before.

    I would be grateful for comment/answers to the above. Cheers.


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