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Credit rating.

Artful_Badger · 2013-08-15 15:58:00

Had a loan a good few years back and I had some issues with repayments. In the end the bank sold on the debt and closed my account. I assume that would affect my credit rating or whatever file these folks have on me. I havent borrowed anything between then (at least 5/6 years ago) and now so I was wondering if my credit…

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15-08-2013 4:58pm

#1

Artful_Badger

Closed Accounts Posts: 4,339 ✭✭✭

Join Date: January 2013

Posts: 4140

Had a loan a good few years back and I had some issues with repayments. In the end the bank sold on the debt and closed my account. I assume that would affect my credit rating or whatever file these folks have on me. I havent borrowed anything between then (at least 5/6 years ago) and now so I was wondering if my credit would come good again or will it forever be a black mark against me ?

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#2 15-08-2013 5:59pm
PinkLemonade

Closed Accounts Posts: 768 ✭✭✭

Join Date: May 2013

Posts: 622

http://www.icb.ie/credit_rating.php

The icb only holds information for 5 years, so you should be okay!

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