If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)

Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Credit rating.

Artful_Badger · 2013-08-15 15:58:00

Had a loan a good few years back and I had some issues with repayments. In the end the bank sold on the debt and closed my account. I assume that would affect my credit rating or whatever file these folks have on me. I havent borrowed anything between then (at least 5/6 years ago) and now so I was wondering if my credit…

15-08-2013 3:58pm

#1

Artful_Badger

Closed Accounts Posts: 4,339 ✭✭✭

Join Date: January 2013

Posts: 4140

Had a loan a good few years back and I had some issues with repayments. In the end the bank sold on the debt and closed my account. I assume that would affect my credit rating or whatever file these folks have on me. I havent borrowed anything between then (at least 5/6 years ago) and now so I was wondering if my credit would come good again or will it forever be a black mark against me ?

0

Comments

#2 15-08-2013 4:59pm

PinkLemonade

Closed Accounts Posts: 768 ✭✭✭

Join Date: May 2013

Posts: 622

http://www.icb.ie/credit_rating.php

The icb only holds information for 5 years, so you should be okay!

0