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House insurance

  • 11-08-2013 12:17pm
    #1
    harr
    Registered Users, Registered Users 2 Posts: 4,494 ✭✭✭


    Hi
    Hope somebody might help with a quick question,
    I have a friend who owns a small shop and forecourt now its keeping him ticking over just about.
    He has just purchased his first house and went to get home insurance on it and a local lad from the bank came out to look at the house and give him a quote but because he is a business key holder and owner they are insisting he get a monitored alarm in as well as CCTV before they insure him.
    The house has a normal alarm system but its basic enough plus he never takes stock or cash home with him,on top of that the quote is a lot higher because he is a key holder.
    Any of you come up against this problem before? Another thing is that he uses the same bank for all his business and van insurance... :confused:


Comments

  • #2
    DubTony
    Registered Users, Registered Users 2 Posts: 3,267 ✭✭✭DubTony


    Rule number one. Don't buy insurance from a bank. We all know they'll screw you at every chance you get. And anyway, why would you give them any more money than you absolutely had to?

    Tell your friend to shop around for his insurance. He's under no obligation to buy from the bank, despite what they might have told him when he got the mortgage. And he won't get the same grief from a broker.


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