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INSURING A TRACTOR

  • 27-07-2013 6:14am
    #1
    yeller
    Registered Users, Registered Users 2 Posts: 176 ✭✭


    Not sure what the situation up here but in order to insure a tractor in Northern Ireland you need to tax it I hear…
    Know a guy who rang up for insurance and they insuranced him no problem.
    4 months later a car run into him on the main road and it was then he was told by the insurance company that he was not covered due to no tax but was a bit pissed off as paid 4 months for nothing, ….but find this silly as tax is revenue and should have nothing to do with it


Comments

  • #2
    studdlymurphy
    Registered Users, Registered Users 2 Posts: 832 ✭✭✭studdlymurphy


    If the tractor should not (legally) be on the road the insurance is void. Its in the small print.


  • #3
    ci985
    Registered Users, Registered Users 2 Posts: 76 ✭✭ci985


    Agri vehicles in northern Ireland are tax exempt but you still have to have insurance and send off for the free tax disc!
    Think it is a clause in the insurance that it must be taxed another loophole they can escape through!


  • #4
    himwdah
    Registered Users, Registered Users 2 Posts: 76 ✭✭himwdah


    had a few accidents and they wanted the tax book as proof of ownership before they released the cheque needless to say they didnot recieve the book.

    grow a set of balls and ask why they insure it if they didnt know if it was taxed or tell u it needed to be taxed, u could always say tax applied for and then tax it, i find if u get urself together they soon back down, have a good read of ur insurance first.

    we got out of showing tax book as apparently they didnt want to pay our house insurance as they didnt own the house- so why would we insure something we dont own, second time they didnt want to be down for theft as they had our tractor but nothing to say they bought it, at least we had reciet and proof of them auctioning it before they owned it. police involved both times and they didnt care about anything.


  • #5
    kincaid
    Registered Users, Registered Users 2 Posts: 1,418 ✭✭✭kincaid


    Yes although the tax is free stating zero pounds in the UK you still need to display it and in order to tax it you need to show insurance and if not taxed its a loophole the insurance company will use if you have an accident but they will gladly take your money,
    the amount of people driving around the north with no tax but thinking they are insured is alot...
    I am not so sure what way it works up south..


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