Motorbike Insurance in Ireland

BrusselsSprout

hi,

I am looking to insure a motorbike I brought back from my home country.
Is there anyone who has an advise on motorcycle insurance company here in Ireland?

Thanks.

Wossack

aon
adelaide
carole nash
liberty, formerly quinn
and one more, whose name eludes me at the moment...

/edit 'MCE', was the one I'd forgotten

BrusselsSprout

Thanks,

Any advise on one that would offer best coverage / service?

I will start reading up on their website as well

Cheers!

Greenmachine

I remember when there was only 2 providers. Nice how things have improved.

prunudo

BrusselsSprout wrote: »

Thanks,

Any advise on one that would offer best coverage / service?

I will start reading up on their website as well

Cheers!

I can't fault Adelaide, seem to have the best prices around. Although as with all insurance companies, you won't know how good their service is till you make a claim

Wossack

not very much in them, imo. Will typically come down to a) who will quote b) what the magic eight ball/random number generator calculates your premium at..

BrusselsSprout

Just FYI for other readers out there.
I called Carole Nash, they refused me as they will not insure anyone who has not been living for at least 3 years in the State!

prunudo

BrusselsSprout wrote: »

Just FYI for other readers out there.
I called Carole Nash, they refused me as they will not insure anyone who has not been living for at least 3 years in the State!

That's crazy, surely there has to be some EU law making that illegal.

srdb20

Is there any particular insurance company that are particularly good for first time riders???

Or is it just a case of ringing around and trying your best to haggle with them all?

Cheers

Wonda-Boy

jvan wrote: »

That's crazy, surely there has to be some EU law making that illegal.

Quick solicitors letter will sort that....

Wossack

unfamiliarity with the roads - kinda sucks, but its not really discrimination, as its applied regardless of nationality

BrusselsSprout

Looking at other insurers. I have seen that some offer a discount upon "rider training assessment". See : http://www.mrtg.ie/aon_assessment.htm

Has anyone ever did that? Any feedback?

Cheers!

galwaytt

Greenmachine wrote: »

I remember when there was only 2 providers. Nice how things have improved.

...LOL, I remember when there was only 1..........Norwich Union Rider Policy anyone... ?

galwaytt

Wossack wrote: »

unfamiliarity with the roads - kinda sucks, but its not really discrimination, as its applied regardless of nationality

..I don't know how you can say that. It is blatant discrimination.

Think the UK roads are that different - which includes N.I. btw, do you ?

Wossack

sorry, when I say its not discrimination, I mean its not one of the 8 or 9 ones deemed to be illegal to discriminate via (think insurance companies are even allowed violate the age one)

course its discrimination, but thats how it works - insurance premiums and risk are calculated upon prejudice and discrimination

RE the road difference - its more to do with LHD vs RHD, with some specifically including about UK/NI. For example, Liberty ask:
"How many years have you been driving in the UK or the Republic of Ireland?"

MonstaMash

jvan wrote: »

I can't fault Adelaide, seem to have the best prices around. Although as with all insurance companies, you won't know how good their service is till you make a claim

Can't fault them, came through for me when the **** hit the proverbial fan, claim was done & dusted within 10 working days

Hotblack Desiato

Wossack wrote: »

RE the road difference - its more to do with LHD vs RHD, with some specifically including about UK/NI. For example, Liberty ask:
"How many years have you been driving in the UK or the Republic of Ireland?"

No such thing on a bike
if you can't adapt between riding on one side of the road or the other, you're not competent. There is no transition period when you ride off a ferry.

On a car, you might find yourself reaching for the window winder instead of the gear knob!

BKtje

It's really not difficult to switch. I learned to drive on the continent and two months after passing my test I came to Ireland and drove on the other side of the road. Literally took me two circuits of the estate to get used to it.

A car of course, a bike should take even less timer

Wossack

ninja900 wrote: »

No such thing on a bike
if you can't adapt between riding on one side of the road or the other, you're not competent. There is no transition period when you ride off a ferry.

On a car, you might find yourself reaching for the window winder instead of the gear knob!

tell it to the actuaries!

dont think its as straight forward as true/false, competent/incompetent.. some folks are more competent then others - its how they work out the risk/premium. Reckon there are stats backing up their enquiry (else why ask?)

dl

BrusselsSprout wrote: »

hi,

I am looking to insure a motorbike I brought back from my home country.
Is there anyone who has an advise on motorcycle insurance company here in Ireland?

Thanks.

With Carole Nash myself but got a really cheap quote recently from MCE but it was for a basic policy which didn't cover me outside Eire & had no breakdown service. But they might be worth a look :rolleyes:

Hotblack Desiato

Legally, they have to cover you third party throughout the EU for 30 days in a year for no extra charge.