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insurance paid in full

  • 10-07-2013 9:38pm
    #1
    cena
    Registered Users, Registered Users 2 Posts: 10,073 ✭✭✭✭


    Say you have your car insurance paid in full and you haven't used the car since it insured at the being of the year. Do you have to tell the insurances company.


Comments

  • #2
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    I dont see why you would?


  • #3
    Peanut2011
    Registered Users, Registered Users 2 Posts: 1,001 ✭✭✭Peanut2011


    no you don't as the cover is still in place. If you wanted to postpone the cover for period that you would have to.


  • #4
    cena
    Registered Users, Registered Users 2 Posts: 10,073 ✭✭✭✭cena


    Peanut2011 wrote: »
    no you don't as the cover is still in place. If you wanted to postpone the cover for period that you would have to.

    If you did postpone do you get money back or what happens


  • #5
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    If you cancel the policy you get your money back. If you postpone I think it just sort of puts it on hold.


  • #6
    Peanut2011
    Registered Users, Registered Users 2 Posts: 1,001 ✭✭✭Peanut2011


    cena wrote: »
    If you did postpone do you get money back or what happens

    some companies will postpone for some time so you have no cover but you would have to do it in advance. You will not get any money back for that. If you cancel they will give you some of the money back.


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  • #7
    bazz26
    Registered Users, Registered Users 2 Posts: 51,363 ✭✭✭✭bazz26


    djimi wrote: »
    If you cancel the policy you get your money back. If you postpone I think it just sort of puts it on hold.


    You won't get all your money back though, they will refund a percentage based on the length of time left on the policy minus an administration fee.


  • #8
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    bazz26 wrote: »
    You won't get all your money back though, they will refund a percentage based on the length of time left on the policy minus an administration fee.

    Sorry, yes, obviously you wouldnt get a full refund. I didnt think that needed to be pointed out!


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