Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Please note that it is not permitted to have referral links posted in your signature. Keep these links contained in the appropriate forum. Thank you.

https://www.boards.ie/discussion/2055940817/signature-rules
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Insurance help

  • 26-06-2013 9:38am
    #1
    Talula_d
    Registered Users, Registered Users 2 Posts: 305 ✭✭


    Hi all. Maybe someone might be able to help me with this and whats best to do. Basically, I am insured and my 18 year old sister is insured with me as a name driver, she has just started her driving lessons and only has her provisional since April, I now have to take her off my insurance as I was bought a new car. I spoke to the insurance and no one will insure her on her own. My mother drives a 131 toyota so again we are unsure of insuring her on this and my brother has a 00 seat but its a 1.9 turbo diesel, so as a starting car is a bit too much. What essentially I am wondering is, can my mother take out a second policy, or are we better off to wait until she has her driving test done to insure her? Thanks in advance for any help!:)


Comments

  • #2
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    I presume you are trying to insure her on your old car? Why wont anyone insure her on it? Or is it that the cost is too much?

    Your mother can take out a second policy on the car provided she is the registered owner of the car. Depending on her insurer she might not get to mirror her NCB, so it probably going to work out expensive to insurer her with zero NCB and then add your sister as a named driver. You also have the issue that its not legal for a named driver to be the principle driver of the car...


  • #3
    Talula_d
    Registered Users, Registered Users 2 Posts: 305 ✭✭Talula_d


    Yes sorry it is to insure her on the old car, they said to me when I tried to get an estimated quote of any description that no one would insure her because of her age and only holding a provisional license with little driving experience. I seem to be caught any way I try to insure her.


  • #4
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    I doubt that is true to be honest; get out the phonebook and ring around insurers and brokers (make sure you ring, dont use online quotes) and Id be amazed if you dont find several companies willing to quote her. Unless the car is something ridiculous like a Japanese performance car or something?


  • #5
    Talula_d
    Registered Users, Registered Users 2 Posts: 305 ✭✭Talula_d


    No its a Toyota Corolla, it was chill insurance that I had rang and they said this to me!


  • #6
    jinkybhoy
    Registered Users, Registered Users 2 Posts: 692 ✭✭✭jinkybhoy


    Talula_d wrote: »
    No its a Toyota Corolla, it was chill insurance that I had rang and they said this to me!

    Chill won't do it but as a broker they should be able to advise you on what to do - phone Brittons in donegal - they are an experienced broker that will advise you - It wont be cheap but it's not impossible.

    Going down the route of insuring in yourr mums name - insurance companies have coped on to this and are cracking down on it big time now


  • Advertisement
Advertisement