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Is it possible to keep one's No claims Bonus

  • 20-06-2013 10:41am
    #1
    whowantstwoknow
    Registered Users, Registered Users 2 Posts: 756 ✭✭✭


    My parents currently each have their own car and built up their own NCB. They are thinking next year to just run 1 car. Now is it possible for them to alternative insurance on this car so they can maintain their NCB? They are both getting on and was wondering what sort of hike in insurance costs would be if their NCB elapsed?

    Thanks
    W.


Comments

  • #2
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    Your NCB is valid for two years after the policy expires, so yes it should be possible for them to alternate each year and keep their NCB.


  • #3
    whowantstwoknow
    Registered Users, Registered Users 2 Posts: 756 ✭✭✭whowantstwoknow


    Does the registered owner of the car matter? It would be in my Dad's name.

    Thanks
    W.


  • #4
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    whowantstwoknow wrote: »
    Does the registered owner of the car matter? It would be in my Dad's name.

    Thanks
    W.

    I think when it comes to a married couple it doesnt matter if the husband or wife are the registered owners; either can take out the policy. You might want to double check that with the insurer though.


  • #5
    stimpson
    Registered Users, Registered Users 2 Posts: 7,861 ✭✭✭stimpson


    djimi wrote: »
    Your NCB is valid for two years after the policy expires, so yes it should be possible for them to alternate each year and keep their NCB.

    Doh. This never occurred to me when we went to one car plus a classic.


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