No Nonsense.ie?

RichardAnd

Hey folks

IT's insurance time of the year once again. Previously, I've just paid for a named driver policy on one of my parents' cars but this year, I'm going to take out my own insurance policy.

Currently, the car is insured with Allianz but the quote they gave me seems pretty steep (nearly 800 euro with the extras) and I'm sure I can get a better deal than that. To that end, I got a quote from no-nonsense and it came in at just under 500 euro (with the useful things like breakdown assistance and the like). That's a big gap and I'm tempted to go with them but I thought I'd see what the experiences of others might tell.

Put simply, is no-nonsense any good or are they a company to be avoided?

Thanks

MidlandsM

they're FBD, ok to be fair.......the no nonscense brand they run in a stripped down, no frills policy issuer ......just double check all the cover you've been quoted for again.

In the event of a claim, they may pay out pre-maturely and it could damage your NCB (if you were at fault or even not @ fault), they have bad form in this respect, but then again, the same can be said for many insurers out there.......I guess you pay for what you get.

MugMugs

Is the vehicles registered in your name OP or belong to one of your parents?

bear1

I think they are a bunch of tossers. I couldnt get cover on a S40 diesel as it was deemed an effing sports car.
Clowns

MidlandsM

bear1 wrote: »

I think they are a bunch of tossers. I couldnt get cover on a S40 diesel as it was deemed an effing sports car.
Clowns

lol

galwayjohn89

If you do go with no nonsense. Look into top driver. Its an app you download and once you do 800km you can get a discount of up to 15% I've downloaded it and got 5 out of 5 for the journeys so far and I wouldn't say I'm the beat driver ever. You can get up to another 15% off if you install some device into your car. I'm hoping you can just get the 15% off with the app and not worry about the other 15% as I don't want anything installed on my car

djimi

Vuzuggu wrote: »

If you do go with no nonsense. Look into top driver. Its an app you download and once you do 800km you can get a discount of up to 15% I've downloaded it and got 5 out of 5 for the journeys so far and I wouldn't say I'm the beat driver ever. You can get up to another 15% off if you install some device into your car. I'm hoping you can just get the 15% off with the app and not worry about the other 15% as I don't want anything installed on my car

What does the app do?

Anan1

bear1 wrote: »

I think they are a bunch of tossers. I couldnt get cover on a S40 diesel as it was deemed an effing sports car.
Clowns

I think you'll find that their problem was with the proposer rather than the car.

bear1

Out of curiosity:

I'm with AXA currently and for a Volvo S40 diesel with a named driver I'm paying 1100e fully comp.
I put in my details again and get a quote of 860e fully comp. Can I call them up and say basically wtf?

bear1

I think you'll find that their problem was with the proposer rather than the car.

Jeez you go to prison for drink driving and all of a sudden you're a danger on the road pff

Anan1

bear1 wrote: »

Out of curiosity:

I'm with AXA currently and for a Volvo S40 diesel with a named driver I'm paying 1100e fully comp.
I put in my details again and get a quote of 860e fully comp. Can I call them up and say basically wtf?

Call them and tell them that a different company offered you the same cover for €750. Be very nice, say that you'd really like to stay with them, but that you just can't afford the extra. If they don't get under the €860 and you can't get cheaper cover elsewhere then just take the online quote.

bear1

Does it matter that my insurance with them ends in October? Obviously thew new rate would be for after my current one expires

EDIT: btw it was AXA themselves offering me a lower quote...

Anan1

bear1 wrote: »

Does it matter that my insurance with them ends in October? Obviously thew new rate would be for after my current one expires

Did you not have to give your renewal date for the online quote? Usually ins cos will only quote a month before renewal.

galwayjohn89

djimi wrote: »

What does the app do?

It tracks your driving speed/acceleration. They make it out to be all sophisticated and after you do 80km they give you tips how to improve and rate your driving based on pace, calmness, smoothness and anticipation.

Seems quite easy to do well.

bear1

Did you not have to give your renewal date for the online quote? Usually ins cos will only quote a month before renewal

I just typed in the 1st of July just to get a flavour of what I may be paying after october

djimi

bear1 wrote: »

Does it matter that my insurance with them ends in October? Obviously thew new rate would be for after my current one expires

EDIT: btw it was AXA themselves offering me a lower quote...

Did you use the same NCB that you used at the start of your current year, or were you looking as if your current year was about to end and counting another year of NCB?

bear1

Did you use the same NCB that you used at the start of your current year, or were you looking as if your current year was about to end and counting another year of NCB?

Yes I used the same NCB I had at the start of the year

RichardAnd

Thanks for the replies everyone, they were helpful.

To answer a question above, the vehicle is registered in my father's name, would that have any bearing on the insurance?

Anan1

RichardAnd wrote: »

To answer a question above, the vehicle is registered in my father's name, would that have any bearing on the insurance?

Many ins cos will want the car to be registered in your name.

holdmybeer

I find them very cheap for the basic fire and theft.

rocky

bear1 wrote: »

I think they are a bunch of tossers. I couldnt get cover on a S40 diesel as it was deemed an effing sports car.
Clowns

They were cheapest for me on a 3 litre with 3 years NCB, so it must be you...

dh0011

fbd gave me a better quote than nononsense

bear1

They were cheapest for me on a 3 litre with 3 years NCB, so it must be you...

Unusual, clean driving record with a clean license. Every other ins gave me a quote...
Besides, I would imagine they would just tell me straight up rather than tell me its the car

wendell borton

They're the same as fbd. It seems unless you drive a underpowered paddy spec they don't want your business.
Last time I got a quote from them got condescending nonesense about my car being a "sports car" despite being with fbd from start with no claims and points. Got insurance for nearly half through a broker.