Aviva free insurance?

LCstudent17

Does anyone know if you drive by yourself on the aviva 6 months free accompanied insurance are you still covered or not?

I've been told if your name is on a policy the insurance company by law has to cover you third party?

Senna

Should you not be studying?

Mint Sauce

LCstudent17 wrote: »

Does anyone know if you drive by yourself on the aviva 6 months free accompanied insurance are you still covered or not?

I've been told if your name is on a policy the insurance company by law has to cover you third party?

You are not. The policy holder has to be in the car with you, and its the car covered by the policy holder.

LCstudent17

Senna wrote: »

Should you not be studying?

Mind your own business.

LCstudent17

irish-stew wrote: »

You are not. The policy holder has to be in the car with you, and its the car covered by the policy holder.

Thanks, are you sure of that, where did you hear this from

bazz26

While they may pay out to a third party who claims against you, the insurance company may then pursue you to recover the costs of that pay out.

Marcusm

LCstudent17 wrote: »

Does anyone know if you drive by yourself on the aviva 6 months free accompanied insurance are you still covered or not?

I've been told if your name is on a policy the insurance company by law has to cover you third party?

You are unlikely to be able to claim but third parties are likely to be covered.

Bebo stunnah

I wouldn't be too sure irish-stew, I was on this a couple of years ago and was wondering the same. I gave them a call to find out and they informed me that the policy works as any other 'named driver' on a policy. The policy holder only has to be in the car while the learner driver is in fact a learner driver...

You'd be better off calling them OP, instead of asking an open forum where people will just be telling you what they think. I can only imagine what would happen if you were stopped at a check point and said that the nice folks on boards told you it was ok to drive!

Mint Sauce

LCstudent17 wrote: »

Thanks, are you sure of that, where did you hear this from

Because I started out the same, and with Aviva.

I was only insured to drive the policy holders car I was named on, and whilst they were in the car with me for the 6 month duration. Hence the name accompained insurance.

Are they still offering the 10 lessons as well with one of their instructers.

Mint Sauce

Bebo stunnah wrote: »

I wouldn't be too sure irish-stew, I was on this a couple of years ago and was wondering the same. I gave them a call to find out and they informed me that the policy works as any other 'named driver' on a policy. The policy holder only has to be in the car while the learner driver is in fact a learner driver...

You'd be better off calling them OP, instead of asking an open forum where people will just be telling you what they think. I can only imagine what would happen if you were stopped at a check point and said that the nice folks on boards told you it was ok to drive!

I may not have worded it great, but I did not suggest he was okay to drive on his own. If you see my last post on it its explained more clearly. After the 6 months, if you have not passed your test, you had to take out your own policy, or simply be named driver, where you were insured as someone on a provisional/learner permit, and charged likewise.

LCstudent17

irish-stew wrote: »

Because I started out the same, and with Aviva.

I was only insured to drive the policy holders car I was named on, and whilst they were in the car with me for the 6 month duration. Hence the name accompained insurance.

Are they still offering the 10 lessons as well with one of their instructers.

Ya its still the same

The problem is I'm driving 4 months I've only 200 miles done at most. Im getting no practice and tbh my 'sponser' is clueless because he has never done a driving test in his life

Mint Sauce

LCstudent17 wrote: »

Ya its still the same

The problem is I'm driving 4 months I've only 200 miles done at most. Im getting no practice and tbh my 'sponser' is clueless because he has never done a driving test in his life

I passed my test before the new changes, but still had to have the 6 months as a lerner driver before taking the test. Am guessing this was the reason for the 6 month promotion.

Cant really answer any more than that, as dont know the criteria for the new learner driver changes.

Bebo stunnah

irish-stew wrote: »

I may not have worded it great, but I did not suggest he was okay to drive on his own. If you see my last post on it its explained more clearly. After the 6 months, if you have not passed your test, you had to take out your own policy, or simply be named driver, where you were insured as someone on a provisional/learner permit, and charged likewise.

Ah, I must have misread it so! Did they bring a 6 month minimum experience rule into it? I can't be sure, but didn't they bring a minimum of 13 lessons too?

I can only comment on my own experience, which was that I took it out in Feb, passed my test in June and had over a month free named driver.I cant see how that would work if there's a minimum of 6 months as I couldn't see them letting you take the test without proof of it.

Mint Sauce

Bebo stunnah wrote: »

Ah, I must have misread it so! Did they bring a 6 month minimum experience rule into it? I can't be sure, but didn't they bring a minimum of 13 lessons too?

I can only comment on my own experience, which was that I took it out in Feb, passed my test in June and had over a month free named driver.I cant see how that would work if there's a minimum of 6 months as I couldn't see them letting you take the test without proof of it.

I'm basing my experience on over three years ago. Where in terms of the learning to drive, you had to have a minimum 6 months driving on a learner permit before taking the test. Cant remember if the minimum 10 lessons were also required.