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2 car insurance questions

  • 10-06-2013 1:16pm
    #1
    mikemcdeedy100
    Banned (with Prison Access) Posts: 115 ✭✭


    hey 2 questions

    how long before renewal can you start looking for quotes

    and who's the go-to company for mid 40s guy,slow car,full NCB and no penalty points

    i know you gotta shop around but i prefer to narrow it down first
    i've always been with a broker but i'm not getting a good deal


Comments

  • #2
    biko
    Registered Users, Registered Users 2 Posts: 81,219 ✭✭✭✭biko


    You can jump ship any time but for me I've been doing it around the time of renewal, a couple weeks before or so.
    Try a compare site or two and the big companies like Aviva, AIG etc.
    www.chill.ie is fairly good but tbh it's trawling through many sites that eventually does the trick.


  • #3
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    Most quotes you get should be valid for 30 days, so not much point in ringing around before that. Although I can't imagine quotes would vary wildly for you if you were to ring around earlier.


  • #4
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,887 Mod ✭✭✭✭Henry Ford III


    If you feel your Broker isn't doing their best why not tell them, or get one who does?


  • #5
    cjt156
    Registered Users, Registered Users 2 Posts: 2,062 ✭✭✭cjt156


    I'd fall into a similar bracket & always try 123.ie. insure.ie and bestquote.ie first. Between these 3 I'd get a price hard to beat by going direct.
    30 days before renewal as that's usually how long quotes are valid.


  • #6
    mikemcdeedy100
    Banned (with Prison Access) Posts: 115 ✭✭mikemcdeedy100


    ok thanks all

    i didn't know you could jump ship anytime

    how does that work?
    do you get a refund from the insurance co. or what?


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  • #7
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    mikemcdeedy100 wrote: »
    ok thanks all

    i didn't know you could jump ship anytime

    how does that work?
    do you get a refund from the insurance co. or what?
    He means change insurers at renewal. You can cancel a policy mid-term, but the refund will be subject to an admin charge which varies by company.


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