Insurance costs

dh0011

It is that time of the year for me again and I have started getting insurance quotes. I am 25 have 4 years no claims in my own name. Less than a year as a named driver from 6 years ago [which is worth nothing] have my full licence since 08 and have a 1.6L petrol avensis which is ten. I have got quotes from most companies online. Quotes have varyied from 548 to 1000 euros. If anyone wants full details PM me. Have quotes from allianz,NONONSENCE,
liberty, fbd, brittoninsurance, aig, tesco, quoteme, TOPQUOTE.ie HIBERNIAN
SIMPLYINSURE.IE FIRSTIRELAND, 25PLUS,INSPIRE, AON, CAMPION, PIBASURE
CHILL, aa, zurich

Tallon

Is there supposed to be a question in there somewhere?

dh0011

No but i thought it might be handy for people to have a list of insurers in the market (if i forgot anyone feel free to add). Also thought there might be some interest in the range of quotes.

djimi

The list of insurers is handy but the quotes that you got are really only relevant to you. Someone else trying those same insurers may get very different results.

Henry Ford III

Yep. Every risk is different, and almost identical cases will yield different quotes. The only way to get the best quote is to call/email everyone. It's a pain in the ass I know.

Alternatively use a decent Broker.

dh0011

true but if a 40 year old lad gets a quote for 900 in a similar car and sees whats above it might be useful.

Henry Ford III

dh0011 wrote: »

true but if a 40 year old lad gets a quote for 900 in a similar car and sees whats above it might be useful.

Not really.

Unless it's the a very similar person, with an identical car (make model engine spec), living in the same area, with the same level of driving experience, and the same type of license, the same ncb, the same claims history, the same amount of penalty points, opting for the exactly same cover, excess, bonus protection, and needing cover within a few days of the earlier quote as rates change daily and insurers will harden or soften idependently of each other.......

I could go on but I hope I've shown such a notion isn't really of much use.

TouchingVirus

Arran Insurance in Harolds' Cross is another one who managed a good quote with Aviva for me compared to Aviva Direct who were €800 more expensive. It looks like I'll be going with Axa through First Ireland myself, €400 less than Axa's renewal price.

dh0011

Henry Ford III wrote: »

Not really.

Unless it's the a very similar person, with an identical car (make model engine spec), living in the same area, with the same level of driving experience, and the same type of license, the same ncb, the same claims history, the same amount of penalty points, opting for the exactly same cover, excess, bonus protection, and needing cover within a few days of the earlier quote as rates change daily and insurers will harden or soften idependently of each other.......

I could go on but I hope I've shown such a notion isn't really of much use.

I am not suggesting that this is the most scientific method in the world but if someone else is renewing their insurance the information might be useful. (Perhaps it wont but no harm done).

While rates change regularly, they are surely not independent.

Tallon

dh0011 wrote: »

No but i thought it might be handy for people to have a list of insurers in the market (if i forgot anyone feel free to add). Also thought there might be some interest in the range of quotes.

Then why not say that?

holdmybeer

No Nonsense gave me a good deal, check them out.