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AvantCard: putting in credit for travel abroad.

  • 31-05-2013 10:02pm
    #1
    listermint
    Registered Users, Registered Users 2 Posts: 34,216 ✭✭✭✭


    Question, If i put my card in credit for travel. Do i get hit with advance cash charges and are transactions covered for fraud ?


    I heard historically it was best to credit the card when travelling as it was easiest way to minimise transaction costs that you would have with a debit card while abroad. Second advantage is fraud protection.

    Thoughts?


Comments

  • #2
    Paulw
    Registered Users, Registered Users 2 Posts: 13,381 ✭✭✭✭Paulw


    Credit for travel is good, as it does cut charges.

    However, your credit is not covered by fraud protection. Major disadvantage.

    Personally, I put some credit there when I travel, but I also use online banking to top up the card while away, so there are no major surprises when I get home.


  • #3
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    It may not nessecarily cut the charges. Many cards now charge the same fees for cash withdrawals/purchases even when in credit.

    The credit balance will not be covered against fraud, as pointed out.


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