Insurance Company wont insure my car

Dempsey

Your vehicle profile does not meet our New Business Underwriting criteria for this channel. These criteria could be for reasons such as Vehicle performance, modifications, value.

I had my car insured with them only 2 years ago and its not modified. Is it a case of them not insuring an old car? Its a 97

For Forks Sake

Dempsey wrote: »

I had my car insured with them only 2 years ago and its not modified. Is it a case of them not insuring an old car? Its a 97

Liberty by any chance?

And what's the car?

Dempsey

For Forks Sake wrote: »

Liberty by any chance?

And what's the car?

No nonsense

97 Honda Civic

Just after going onto Allianz and this was one of the terms of eligibility

Value is less than EUR 130,000, is not more than 15 years old and is not a car vanette or kit car. It is not left hand drive and it has not been modified. (Note- some sports cars, convertibles & GTIs may be excluded).

:mad:

Senna

No Nonsense are a load of w*nk. Wouldn't insure me on a diesel Audi A6, (34yr's old, full NCB, no penalty points) after giving me a quote over the net with all the car details correct. No Nonsense me arse.

mlumley

Dempsey wrote: »

No nonsense

97 Honda Civic

Just after going onto Allianz and this was one of the terms of eligibility



:mad:

130000 seems a bit much to me for a cars value.:eek:

blindside88

I don't see what the problem is, they've changed their terms of business and now won't take you on as a new customer because you don't meet these criteria. There are plenty of other insurers out there

Dempsey

blindside88 wrote: »

I don't see what the problem is, they've changed their terms of business and now won't take you on as a new customer because you don't meet these criteria. There are plenty of other insurers out there

No nonsense havent given me a reason and I see nothing in their terms and conditions that would exclude me as a driver nor anything that would exclude my car.

blindside88

Dempsey wrote: »

No nonsense havent given me a reason and I see nothing in their terms and conditions that would exclude me as a driver nor anything that would exclude my car.

Sorry my mistake it was another company that gave you the reason. You are within your rights to ask no nonsense for a letter of decline

For Forks Sake

Dempsey wrote: »

No nonsense havent given me a reason and I see nothing in their terms and conditions that would exclude me as a driver nor anything that would exclude my car.

Your car is over 15 years old......

Dempsey

blindside88 wrote: »

Sorry my mistake it was another company that gave you the reason. You are within your rights to ask no nonsense for a letter of decline

I asked for it




Clear as mud!

I might ring them tomorrow but I probably wont. 123.ie is giving me a quote of €275, Comprehensive Extra, that is nearly €300 cheaper than the next nearest offer I managed to get tonight

Dempsey

For Forks Sake wrote: »

Your car is over 15 years old......

Quotation Assumptions on No nonsense website

Any quotation presented to you in the course of our on-line quotation process is subject to you meeting our underwriting eligibility criteria established through the completion of the full quotation process.
Your Vehicle

The quotation offered assumes your vehicle is:

Owned by you and registered in your name (or that of your spouse/partner's name)
Normally parked at your address (as provided to us during this quotation process)
Not a left hand drive vehicle

You

The quotation offered assumes that you:

Have read and understand the cover provided and any conditions or restrictions that may apply as described in the Nononsense Car Insurance Policy Document and Features and Benefits Document located on this website
Have read and understand our Terms of Business and Data Protection notices
Do not require foreign language assistance
Are at least 17 years of age and under 79 (quotes are available by phone for drivers aged 79 or over)
Have at least 1 year verified driving experience

http://www.nononsense.ie/media/NoNonsense/pdf/NN-terms-of-business.pdf

Show me where it says that

goz83

Dempsey wrote: »

Quotation Assumptions on No nonsense website



http://www.nononsense.ie/media/NoNonsense/pdf/NN-terms-of-business.pdf

Show me where it says that

I think he got confused with the Allianz quote in post 3

Cienciano

I was shopping around a month ago, No Nonsense were the only ones that wouldn't quote me. 2003 car.

arleitiss

When my renewal was due I was refused by like 6 our of 8 companies. 1 of 2 quoted me 7000 and one quoted 4000. But then I realized staying with your current insurer is cheapest option so stayed with my current. On the topic though: When I told what age I am and my car to no nonsense, they changed their tone of asking and sounded like not wanting to continue the call any longer but still dragged me through the details just to later say: no. Never gonna call them again.

BohsCeltic

I was with 123 and went to change to no nonsense a year or two ago but they wouldn't insure me depsite me being with them in the past(same car).
This year i was able to insure my car with them(same car), seems strange

BohsCeltic

arleitiss wrote: »

When my renewal was due I was refused by like 6 our of 8 companies. 1 of 2 quoted me 7000 and one quoted 4000. But then I realized staying with your current insurer is cheapest option so stayed with my current. On the topic though: When I told what age I am and my car to no nonsense, they changed their tone of asking and sounded like not wanting to continue the call any longer but still dragged me through the details just to later say: no. Never gonna call them again.

Not true, my current insurer is over €200 cheaper than my last

arleitiss

BohsCeltic wrote: »

Not true, my current insurer is over €200 cheaper than my last

Well in my situation staying with current insurer was best option. Like 3000 cheaper than quoted by others.

Pedro K

It's most likely because your car is over 15 years old. Only a few underwriters will take on new business with vehicles that old.

Mycroft H

The only ones I've seen are NoNonsence and Allianz. Rest take them on with no problems.

Mr Keek

It could just be their web site policy too, if there are issues surrounding a car such as certain makes & models, or its age, the website may refer you to their call center, so the agents can ask some more specific questions.

The error message you quoted does say "New Business criteria for THIS CHANNEL". You could be OK if you called them?

Chris_Heilong

15 years old is not even old for a car. do they want us all driving new yokes as if we have money to burn f**k that I love my 90s cars.

hfallada

OP have you tried calling FBD for a quote.They are the same company as no nonsense. But TBH i find 123.ie the best insurance company in Ireland. One year I saved €500 on house insurance with them

Pedro K

BX 19 wrote: »

The only ones I've seen are NoNonsence and Allianz. Rest take them on with no problems.

From a broker point of view, setanta don't, kennco don't, Zurich don't (don't know if they do directly, asgard don't, sertus don't, aig don't, wrighway don't...