Joint registration

cj maxx

Hi , were buying a cat frpm a garage and were told it cannot be registered in joint names as one person has to have responsibility. Is this true ? We are married if that makes a difference
Thanks

colm_mcm

You can only have one name. Who's name is the insurance in?

cjmc wrote: »

Hi , were buying a cat frpm a garage and were told it cannot be registered in joint names as one person has to have responsibility. Is this true ? We are married if that makes a difference
Thanks

cj maxx

My wife will be the policy holder so i guess her name goes on it

CiniO

That's actually very interesting matter which I wonder about some time ago, but didn't find any info.

On registration certificate it says - registered owner, so it's strange why can't there be more than 1 owner.

I understand it makes very little difference in 10 years old fiesta, but f.e. if two brothers wanted to buy an expensive car together and share using it, why does it have to be registered only in one name?
What if a person who is registered owner decides to sell a car and take all the money? Other owner will be at loss.

When I was in my late teens / early twenties, I had my car registered in Poland on two names (myself and my dad). It was my car, but I wanted to add my dad into reg cert, because then we had to insure it in out both names, and therefore I was able to use his NCB, while also building mine from scratch.
But I remember that every official thing done with the car (registering, selling, informing about modifications) had to be signed by both of us, as we were both official owners.

Mikehaw

CiniO wrote: »

That's actually very interesting matter which I wonder about some time ago, but didn't find any info.

On registration certificate it says - registered owner, so it's strange why can't there be more than 1 owner.

I understand it makes very little difference in 10 years old fiesta, but f.e. if two brothers wanted to buy an expensive car together and share using it, why does it have to be registered only in one name?
What if a person who is registered owner decides to sell a car and take all the money? Other owner will be at loss.

When I was in my late teens / early twenties, I had my car registered in Poland on two names (myself and my dad). It was my car, but I wanted to add my dad into reg cert, because then we had to insure it in out both names, and therefore I was able to use his NCB, while also building mine from scratch.
But I remember that every official thing done with the car (registering, selling, informing about modifications) had to be signed by both of us, as we were both official owners.

Insurance policy would be in one name only with the other as a named driver

R.O.R

It used to be possible, but changed 8 or 9 years ago.

The Wife's Ibiza was originally registered in both our names, but we got a letter from the DOE not long after we'd bought it to say it would need to be in one name or the other.

Went in to her name, without adding another owner.

Gumbo

cjmc wrote: »

My wife will be the policy holder so i guess her name goes on it

Makes no difference in the case of husband and wife, the car can be in either name and insured by either person.

My dads car is insured by my mam.

mikeecho

it was possible to have two names on the log book, but this changed a few years ago because when a ticket ie speeding was sent out to the registered owners and it wasnt paid, a summons was automatically issued with two names on it.
this summons was not legally enforceable, and lots of people got off speeding tickets.

Similarly, you need a full first name on the log book, J Murphy is no good, you need the full John Murphy

goz83

mikeecho wrote: »

it was possible to have two names on the log book, but this changed a few years ago because when a ticket ie speeding was sent out to the registered owners and it wasnt paid, a summons was automatically issued with two names on it.
this summons was not legally enforceable, and lots of people got off speeding tickets.

What about someone else driving a car not in their name? I don't see how the ticket was not legally enforceable in these cases. If one driver does not own up, then the owners would be jointly responsible.

mikeecho

goz83 wrote: »

What about someone else driving a car not in their name? I don't see how the ticket was not legally enforceable in these cases. If one driver does not own up, then the owners would be jointly responsible.

the ticket that arrived inthe post had two names on it
"Mary & John Murphy"

the post office will only accept payment for the person named.. No joint drivers licence

If john and mary ignore the ticket, it goes to a summons..
The courts summons two people on one summons
The courts cant summons two people for an offence that only one person has commited.

goz83 wrote: »

What about someone else driving a car not in their name?

Then the reg owner gives the drivers details


the trick with avoiding a ticket was to to have a car in two names, and ignore the corrispondance

bmstuff

You or her it does not matter, in case of divorce she will get the cat and the car anyway :-)

goz83

mikeecho wrote: »

the ticket that arrived inthe post had two names on it
"Mary & John Murphy"

the post office will only accept payment for the person named.. No joint drivers licence

If john and mary ignore the ticket, it goes to a summons..
The courts summons two people on one summons
The courts cant summons two people for an offence that only one person has commited.


Then the reg owner gives the drivers details


the trick with avoiding a ticket was to to have a car in two names, and ignore the corrispondance

Would have been a simple fix. The first name to be the person primarily responsible. Typical bureaucratic sh1te over-riding common sense.