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Can banks see my savings in another bank

  • 14-05-2013 10:03PM
    #1
    apelstrudel
    Registered Users, Registered Users 2 Posts: 18 ✭


    Hi

    I'm wondering if the banks have access to other banks accounts. I have some savings in AIB but haven't declared it to boi where I currently have a mortgage

    Should I move it to the post office. I'm afraid that they will ask for me to put it against my mortgage

    Any advice appreciated.

    Thanks


Comments

  • #2
    killers1
    Registered Users, Registered Users 2 Posts: 1,443 ✭✭✭killers1


    apelstrudel wrote: »
    Hi

    I'm wondering if the banks have access to other banks accounts. I have some savings in AIB but haven't declared it to boi where I currently have a mortgage

    Should I move it to the post office. I'm afraid that they will ask for me to put it against my mortgage

    Any advice appreciated.

    Thanks

    BOI have no access to AIB savings a/c's


  • #3
    apelstrudel
    Registered Users, Registered Users 2 Posts: 18 ✭apelstrudel


    Hi killer,

    Thanks for your reply.

    What about current accounts? Have any banks access to other banks accounts.

    Would AIB have access to An post accounts as they partner with them.


  • #4
    chris85
    Registered Users, Registered Users 2 Posts: 4,502 ✭✭✭chris85


    apelstrudel wrote: »
    Hi killer,

    Thanks for your reply.

    What about current accounts? Have any banks access to other banks accounts.

    Would AIB have access to An post accounts as they partner with them.

    No


  • #5
    faolteam
    Registered Users, Registered Users 2 Posts: 1,833 ✭✭✭faolteam


    chris85 wrote: »
    No

    Be warned


  • #6
    Atlantic Dawn
    Registered Users, Registered Users 2 Posts: 85,666 ✭✭✭✭Atlantic Dawn
    GDY151


    faolteam wrote: »
    Be warned

    With a court order they would, otherwise not.


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  • #7
    chris85
    Registered Users, Registered Users 2 Posts: 4,502 ✭✭✭chris85


    faolteam wrote: »
    Be warned

    No they dont. The bank have a duty to report suspicious transactions due to money laundering legislation. Or with a court order they can get a look at the account.


  • #8
    Marcusm
    Registered Users, Registered Users 2 Posts: 10,768 ✭✭✭✭Marcusm


    Atlantic Dawn wrote: »
    With a court order they would, otherwise not.

    It would be hard to see what standing one bank would have to access a customer's records in another account unless there was some sort of bankruptcy in which case the person wouldn't be in charge of his own accounts anyway. Maybe a contested court action?


  • #9
    handlemaster
    Registered Users, Registered Users 2 Posts: 6,003 ✭✭✭handlemaster


    banks dont seem to be able to look after their own customers never mind wanting or needing to look into other banks customers


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