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Looking for a Laptop - Hire Purchase or Credit

  • 14-05-2013 4:41pm
    #1
    [Deleted User]
    Posts: 0 ✭


    Hi folks - as the title suggests - I am looking for a new laptop and cant afford to buy it straight out so what are my options?

    I have never had to buy anything by hire purchase before so what should i be aware of?


Comments

  • #2
    Gone Drinking
    Registered Users, Registered Users 2 Posts: 2,811 ✭✭✭Gone Drinking


    I know Dell do hire purchase. Its pretty quick approval and is over a 2 or 3 year period.

    You pay 10% of the advertised price up front and then installments there after.

    What you need to look at is how much interest you're going to pay. I think the guys that do it for Dell (some finance company in the UK i think) charge 20 or 21%.

    So you'll be paying 20 odd percentage over the actual price for the comfort of paying in installments.

    Ps. If you're going with Dell, look around for discount codes, there's loads of 10% ones floating around the internet/boards.


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