Where to leave my savings when i go abroad

sashafierce

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cosbloodymick

sashafierce wrote: »

This post has been deleted.

An Post 3 year savings bonds pay 2.28% AER tax free, 5 year savings certs pay 2.83% AER tax free. I reckon thats the best deposit rate for that timeframe to be found at this point in time. Afaik you can cash them in early but if you do you lose the attractive deposit rate.

sashafierce

This post has been deleted.

tinkerspony

Permanent TSB offer 2.65% per annum fixed deposit rate at the moment

Scortho

Kbc instant access account pays 3% at the moment.

Scortho

Just realised that the kbc interest is being reduced from July.
It's still the best for instant access.
The best for 30 days notice is nationwide uk ireland which is 2.75%.

Best accounts courtesy of ask about money
http://www.askaboutmoney.com/showthread.php?t=102329

billy2012

Give it to me and I will look after it for you

jack888

billy2012 wrote: »

Give it to me and I will look after it for you

Hilarious.

Could have been a comedian.

Not....

Ive been looking into options myself. Post office has by far best rates, since they are tax free.

nogoodnamesleft

I was in much the same position as the OP (emigrated and luckily have significant savings and a job). I looked at the available options available to me from deposit accounts with various banks but the interest rates were pitiful and are likely to decrease as time progresses.

I consolidated all savings except for a few k (for when I visit home) and put it into a 10 year bond with An Post @ 45%. I expect the economy to take 10 years to return and maybe then there will be a possibility of me coming home. You can still access the funds but it takes 7 days notice.

As one of the other posters mentioned being a non resident you are not eligible for DIRT. I provided a foreign address to prove I am an expat and nominated a family member as my local representative.

spideog7

nogoodnamesleft wrote: »

I was in much the same position as the OP (emigrated and luckily have significant savings and a job). I looked at the available options available to me from deposit accounts with various banks but the interest rates were pitiful and are likely to decrease as time progresses.

I consolidated all savings except for a few k (for when I visit home) and put it into a 10 year bond with An Post @ 45%. I expect the economy to take 10 years to return and maybe then there will be a possibility of me coming home. You can still access the funds but it takes 7 days notice.

As one of the other posters mentioned being a non resident you are not eligible for DIRT. I provided a foreign address to prove I am an expat and nominated a family member as my local representative.

Are you not then liable for tax on it in the country where you are currently tax resident (ie UK)?

belcampprisoner

Afghanistan

http://www.tradingeconomics.com/country-list/interest-rate

alb

Bitcoin

twiddleypop

Hi sorry to drag this up again but Im abroad at the moment. I have an an post savings cert and was wondering if there was anyway they could refund me while im abroad? By western union maybe or into my Irish bank account. Had an accident that my insurance wont cover