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travel insurance question

  • 04-05-2013 10:17am
    #1
    clairefontaine
    Closed Accounts Posts: 4,390 ✭✭✭


    If you take out travel insurance and are travelling with your family, and you have to change plans because ONE of you gets sick, does it cover the changes for everyone travelling or just the member of the family who gets sick.


Comments

  • #2
    Jocelynel
    Registered Users, Registered Users 2 Posts: 365 ✭✭Jocelynel


    I think it will depend on your policy document with your insurance provider

    this is from my 123.ie policy...


    http://www.123.ie/cms/misc/travelfaq.htm

    can i cancel my trip for any reason and get all my money back

    No. You may receive a reimbursement if you cancel for any reason outlined in your policy document. Covered cancellation reasons include, but are not limited to, unforeseen emergencies such as illness, injury or death of you, your travelling companion and/or a relative. The cover does not include cancellation due to business obligations, change of mind or your dislike of the travel time. Pre-existing medical conditions are not covered.

    Please refer to the policy booklet you received when you purchased your policy. Our current policy booklet is available here.


  • #3
    Kettleson
    Closed Accounts Posts: 2,047 ✭✭✭Kettleson


    I didn't want to start another thread, so asking question on this one, hope ye dont mind.

    1) Any recommendations for buying travel insurance, family summer hol to Portugal.

    (I was trying to use Easy Jet to but insurance, but it says "what country are you resident in" and I'm flying out of Belfast and live in Ireland and Ireland in not an available option).


  • #4
    Jocelynel
    Registered Users, Registered Users 2 Posts: 365 ✭✭Jocelynel


    Kettleson wrote: »
    I didn't want to start another thread, so asking question on this one, hope ye dont mind.

    1) Any recommendations for buying travel insurance, family summer hol to Portugal.

    (I was trying to use Easy Jet to but insurance, but it says "what country are you resident in" and I'm flying out of Belfast and live in Ireland and Ireland in not an available option).

    try multitrip, i was with them a few years back...

    http://www.multitrip.com/ie/cheap-holiday-insurance.asp?gclid=CMOQzf_M_LYCFVNX4QoduRIA6Q


  • #5
    shannon82
    Registered Users, Registered Users 2 Posts: 287 ✭✭shannon82


    Or vhi.ie €96for a family annual policy


  • #6
    irish_bhoy09
    Closed Accounts Posts: 132 ✭✭irish_bhoy09


    mu gf got us a european health insurence card,its free too:)


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  • #7
    coylemj
    Registered Users, Registered Users 2 Posts: 25,624 ✭✭✭✭coylemj


    irish_bhoy09 wrote: »
    mu gf got us a european health insurence card,its free too:)

    Not a substitute for travel insurance. Tourists are seen by foreign clinics and hospitals as a source of revenue so they often demand cash regardless of whether you have an EHIC and that card will get you nowhere in a private facility.


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